Information Density: Aave – Signal Evidence & AI Readability

[IMG: Aave App icon]
Aave App
[H1] Savings for Everyone
Earn up to 6.50% on your stablecoins with industry-leading interest rates and balance protection up to $1M.Download on iOSLearn More
[IMG: Aave Pro icon]
Aave Pro
[H1] The Full Power of DeFi
Earn, borrow and swap. Built on Aave v4.Get StartedLearn More
[H2] Markets for every strategy.
From conservative stablecoin configurations to higher-yield arrangements, choose the market that matches how you earn and borrow.Learn MoreGeneral purpose
[H2] Main • Core
Earn stable yield and borrow at the lowest rates. Curated collateral and tight parameters.Predictable
[H2] Bluechip • Prime
Predictable withdrawals, no utilization risk on your collateral. Your ETH and BTC stay available.Strategy-specific
[H2] Ethena • Plus
Borrow stablecoins against USDe and sUSDe. Strategy-grade parameters, isolated risk.
[IMG: Aave Kit icon]
Aave Kit
[H1] Build with Aave
Launch lending, yield, and onchain financial experiences with Aave’s integration stack.Start BuildingTalk to Sales
[H2] The best build with Aave.
Reach millions of users and access billions in capital with a few lines of code.Learn More
[IMG: Whop logo]
Whop21M+ userswith yield powered by Aave.
[IMG: MetaMask logo]
MetaMask100M+ userswith access to Aave-powered yield.
[IMG: Cap logo]
Cap$360M+ supplied90% of stcUSD yield from Aave.
[IMG: Ethena logo]
Ethena$10B reachedin 500 days.
[IMG: Kraken logo]
Kraken~60%lending market share.
[IMG: Kinexys by J.P. Morgan logo]
Kinexys by J.P. MorganJ.P. Morganvalidated institutional DeFi on Aave.
[H1] Trusted by Default
Six years of uninterrupted operation. Trillions deposited. Independently audited, onchain, and open to verify.Learn MoreView Careers
[H3] 6+ Years
Of uninterrupted operation.
[H3] $3.46T
Lifetime deposits.
[H3] $1T
Lifetime borrows.
[H3] $88.44B
Monthly volume across markets.
[H3] $1.92B
Interest earned by lenders.
[H3] SOC 2 Type 2
Annual security audit.
[H2] FAQs
[H3] What is Aave?
Aave is a decentralised non-custodial liquidity protocol where users can participate as suppliers or borrowers. Suppliers provide liquidity to the market while earning interest, and borrowers can access liquidity by providing collateral that exceeds the borrowed amount.
[H3] Where are supplied tokens stored?
Supplied tokens are stored in publicly accessible smart contracts that enable overcollateralised borrowing according to governance-approved parameters. The Aave Protocol smart contracts have been audited and formally verified by third parties.
[H3] Does Aave have risks?
No protocol can be considered entirely risk free, but extensive steps have been taken to minimize these risks as much as possible – the Aave Protocol code is publicly available and auditable by anyone, and has been audited by multiple smart contract auditors. Any code changes must be executed through the onchain governance processes. Additionally, there is an ongoing bug bounty campaign and service providers specializing in technical reviews and risk mitigation.
[H3] What is the Aave token?
AAVE is used as the centre of gravity of Aave Protocol governance. AAVE is used to vote and decide on the outcome of Aave Improvement Proposals (AIPs). Apart from this, AAVE can be staked within the protocol Safety Module to provide a backstop in the case of a shortfall event, and earn incentives for doing so.Learn More About Aave
[H2] Be the first to hear about Aave Labs news.
EmailSign Up

[H1] Build with the Aave Stack.
[H3] Reach millions of users and access billions in capital with a few lines of code.
[H4] Start Building
Get started with Aave integration.
[H4] Stories from Builders
Read how others have integrated Aave.
[H4] Read the docs
Learn more about the Aave stack.
[H3] Building on Aave
[H3] Compatible with best-in-class wallets
Integrate Aave. Drive new revenue, boost user retention, and cut costs.
[H3] Enhance your product with yield
Stay competitive and grow revenue with a single integration that lets you choose the yield source that fits your strategy.
[H3] Enhance retention with liquidity
Borrowing against crypto or real-world assets (RWAs) drives even greater retention by keeping users actively engaged without moving their capital.
[H3] Cut costs by going onchain
Leverage smart contracts for better automation, transparency, and operational efficiency.Compatibility by design. Aave integrates with any type of financial service.
[H4] Fintechs & Stablecoin Issuers
Offer your users transparent, competitive yield and crypto-backed loans powered by stablecoins.
[H4] Exchanges & Custodians
Integrate yield and crypto-backed loans into your product to increase revenue, and drive user retention.
[H4] Wallets
Enable users to earn and borrow against their assets in the most competitive and deeply liquid onchain markets.
[H4] Native DeFi
Build next-generation DeFi products and tap into deep Aave liquidity to bootstrap your launch.
[H4] Banks & Asset Managers
Earn and borrow 24/7 with Aave Horizon's onchain repo markets for tokenized assets.
[H4] Marketplaces & Payments
Optimize treasury management by sweeping customer funds into lending backed by secured money market instruments or liquid crypto-native collateral.Integrate in Minutes. Our easy-to-use SDKs can propel your app with Aave's deep liquidity.
[H3] Markets
Choose a lending pool based on your risk profile. Offer sustainable yield through the most proven lending network in DeFi.
[H3] Vaults
Let users earn yield or borrow against their assets by connecting to existing lending pools, or create dedicated pools just for your users. Integrators can also earn fees by setting a yield share as revenue.Aave powers billions in deposits with 5 years of secure, transparent, and battle-tested performance.
[H1] $0B$0B
Net deposits
[H1] 0%0%
Of all active DeFi stablecoins
[H1] 0x0x
Bigger than the competition
[H3] And More
[H4] Execute large volumes without rate volatility
[H4] Add eligibility requirements like KYC
[H4] Create custom markets, networks and assets
[H4] Supports RWAs
[H4] Risk protection via Umbrella
[H2] Stories from Integrators
[H2] How Ink and Kraken Use Aave
How Kraken's Ink L2 built Tydro on Aave V3 to power native lending and embedded DeFi for millions of users.
[H2] Cap
Cap integrates Aave to deploy idle stablecoin reserves and benchmark yield rates, growing to one of Aave's largest USDC depositors with over $360M supplied.
[H2] Arbitrum
Aave has solidified its role as a cornerstone of Arbitrum's ecosystem, establishing the chain as the premier "home of DeFi."
[H2] Tangem
How Tangem uses Aave to Power Non-Custodial Yield.
[H2] Kinexys by J.P. Morgan
How Aave protocol was adapted for institutional needs as part of the Project Guardian initiative led by the Monetary Authority of Singapore.
[H2] Lido
Lido's liquid staking combines forces with Aave to power DeFi's ETH yield engine.
[H2] Blockdaemon
How Blockdaemon Uses Aave to Power Institutional Access to Onchain Yield.
[H2] BTCS
How Nasdaq-listed BTCS Uses Aave to Finance its Digital Asset Treasury (DAT) Strategy.
[H2] Galaxy
Institutional Liquidity in Practice.
[H2] Ethena
Ethena’s Ascent to $10bn, Powered by the Aave Liquidity Engine.
[H2] MetaMask
MetaMask selected Aave as its DeFi lending partner to power Stablecoin Earn, a feature that lets users earn yield directly inside their wallet.
[H2] Avalanche
Avalanche uses Aave to securely access decentralized capital markets.
[H2] FAQs
[H3] Who can build on Aave?
Banks, asset managers, fintechs, wallets, exchanges, and DeFi developers can all integrate with Aave.
[H3] What can I build with Aave?
You can tap into lending markets, run yield products, launch crypto-backed loans, or build apps for payments and treasury use cases.
[H3] Are the liquidity pools insured?
Yes, the pools are insured via Umbrella, Aave's native insurance module.
[H3] What are Vaults?
Vaults let users earn or borrow by connecting to existing Aave lending pools, while giving you the ability to earn fees.
[H3] How long will it take to integrate?
Aave’s SDK, react hooks, and API make it easy to connect to markets and deploy vaults in minutes.See MoreHow can we help?We’re here to help you build. Contact us to learn more.Name *Email *How would you like to integrate? *Send message

Aave Pro
[H1] The future of DeFi
The full power of Aave's lending markets. Deposit, borrow, and manage
positions, your way.Get StartedLearn MoreRisk Adjusted Markets
[H2] Markets for every strategy.
Deposit and borrow from multiple markets, each with its own assets, rates, and risk profile. Pick the one that fits your strategy — or use several at once.Use as collateralCollateral factor85%Collateral risk0.00%Borrowable assets
[IMG: USDC]
[IMG: USDT]
[IMG: GHO]
[IMG: WBTC]
[IMG: WETH]
+6MarketMainCore
[H2] Main•Core Hub
The broadest market on Aave with competitive rates across a wide range of collateral.
[IMG: AAVE]
AAVE
[IMG: USDC]
USDC
[IMG: wETH]
wETH
[IMG: wBTC]
wBTC
[IMG: USDT]
USDT
[IMG: GHO]
GHO
[IMG: weETH]
weETH
[IMG: wstETH]
wstETH
[IMG: cbBTC]
cbBTC
[IMG: LINK]
LINK
[IMG: cbETH]
cbETH
[H2] Bluechip•Prime Hub
Supply assets and borrow stablecoins against them, with the assurance that your collateral isn't lent out.
[H2] Ethena Correlated•Plus Hub
Borrow USDe against Ethena assets like USDe, sUSDe, and sUSDe Pendle tokens for looping.
[H2] +11 more markets available
From stablecoin forex to leveraged staking and tokenized gold. New markets are added by governance over time.Manage your Position
[H2] The smartest way to borrow onchain.
Risk-adjusted rates, smarter liquidations, and modular markets.
[H2] Risk Premiums
Your borrow rate adapts to your collateral quality. Better collateral, lower costs, calculated automatically.MainMainnet0$0.00K0% APY
[IMG: ETH]
[IMG: WBTC]
[IMG: cbETH]
[IMG: wstETH]
[IMG: USDT]
[H2] Manage multiple positions in isolation
Independent risk parameters, rate curves, and collateral rules per market. All governance-tuned.
[H2] Smarter Liquidations
Aave Pro restores your position to a target health factor, liquidating only what's needed.11.1+1.50%Health Factor
[H2] Real-Time Health Factor
Monitor position health across every Spoke in real time. Always know where you stand.Swap
[H2] Rebalance in one step.
Swap collateral, switch debt, or repay with your supply.Gasless, via signed intents.Sell3,834
[IMG: USDC]
USDC $3,834.34Balance: 40,022.09  |  %  MaxReceive1.88869
[IMG: ETH]
ETH $3,830.38
[H2] Token Swap
Swap any supported token directly within the protocol.
No external DEX needed.USDC → ETH in one gasless transaction
[H2] Collateral SwapComing soon
Convert supplied assets to a different token without withdrawing.
[H2] Debt SwapComing soon
Switch borrowed debt from one token to another in a single step.
[H2] Repay with CollateralComing soon
Use any supplied position to pay down debt directly, no external swaps needed.All swaps via signed intents, no gas•MEV protection and optimal pricing via CoW Protocol.Architecture
[H2] Built on Aave V4.
Unified liquidity, modular risk, smarter execution.
[H2] Unified Liquidity
Deep liquidity per Hub, with governed credit lines connecting them.
[H2] Modular Markets
Each market has its own risk rules, rate curves, and solvency boundary.
[H2] User Risk Premium
Borrow costs adjust based on collateral quality. Better collateral, lower rates.
[H2] Target Health Liquidations
Positions are restored to a target health factor and only liquidate what's needed.
[H2] Share-Based Accounting
Hold shares that appreciate over time instead of rebasing balances. optimized and tax-efficient.Learn More
[H2] FAQs
[H3] What is Aave Pro?
Aave Pro is the full-featured lending and borrowing interface for Aave's modular markets. Earn yield, borrow against your assets, and manage positions across multiple risk profiles, all in one place.
[H3] What is a market?
A market is where you deposit and borrow. Each market has its own collateral rules, borrowable assets, rates, and health factor. Main is the general-purpose market. Others — like Lido, Gold, and Forex — are specialized for specific strategies.
[H3] How do I choose a market?
It depends on what you want to do. Main supports the broadest set of assets and is the default for most users. Specialized markets offer optimized parameters for specific strategies — like leveraging wstETH against ETH (Lido) or borrowing stablecoins against gold (Gold). You can use multiple markets at the same time.
[H3] What about Prime, Core, and Plus?
Those are Hubs — the liquidity layer underneath markets. Core Hub is where Main and most other markets live. Prime Hub is for suppliers who want non-borrowable blue-chip collateral. Plus Hub supports strategy-specific activity. You don't choose a Hub directly — you choose a market, and it's connected to a Hub.
[H3] Does my health factor cover all my positions?
No, each market has its own health factor. If you deposit into Main and Gold, those are two separate positions with separate health factors. Activity in one market doesn't affect the other.Show 4 More
[H2] Aave Pro
Manage your positions, explore opportunities, and access deep liquidity across Aave V4.Get Started
[IMG: Aave Pro interface]

[H3] Aave App
[H1] Earn up to £50
Your money, your rules
[H3] Withdraw anytime.
Access your savings whenever you need.