Information Density: Absa – Signal Evidence & AI Readability

[H1] Absa digital banking solutions

[IMG: Digital banking]

[H3] Digital Banking
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[IMG: Self servicing and help guides]

[H3] Self servicing and help guides
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[IMG: Safety and security]

[H3] Safety and security
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[IMG: Switching to Absa]

[H3] Switching to Absa
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[IMG: Service status]

[H3] Service status
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[IMG: contact information]

[H3] Talk to us
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[H2] What would you like to do?

[IMG: Save or invest]

[H3] Save or invest
Helping you save and invest for that goal.
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[IMG: Self service]

[H3] Insure
Insurance cover to protect what’s valuable to you.
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[IMG: Self service]

[H3] Bank
Get all your banking solutions in one place.
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[H3] Apply for a loan
Tailored loans to meet your financial needs.
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[H2] Smarter savings for seniors
If you're 55 years or older you can earn up to 9.82%* interest p.a. with a Dynamic Fixed Deposit plus, a rebate on a Prosperity Cheque Account. Terms and conditions apply.
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[IMG: Savings]

[H2] Live happier, healthier and wealthier

Whether it's improving your mental wellbeing, getting fit or reaching your financial goals – your Absa Wellness App can help you achieve it all.
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[H2] Turn your house into a home with Cashbuild
Get an Absa Home Improvement Loan from R3 000. SMS “Cashbuild” to 44311 to start.
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[H2] Get up to R1 500 with Absa Ultimate Banking!
Switch your salary and debit orders to your new Ultimate or Ultimate Plus account and get up to R1 500 cash back.
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[H3] Celebrating 20 years of shared values
For two decades individuals and business have relied on Absa Islamic Banking to deliver award-winning Islamic financial solutions aligned to their values.
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[IMG: islamic banking 20yrs]

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[H5] Download the Absa Banking App
Absa Group Limited.
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[IMG: Absa Ultimate Banking Account]

Monthly Account Fee
R115

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[H2] Elevate Your Banking with Absa's Ultimate Account

[IMG: Easy access to credit]

Borrow
Get unlimited digital transactions, priority banking, and exclusive perks tailored to your lifestyle.

[IMG: Earn attractive interest rates]

Save
Earn attractive interest rates when you save for short-term goals with Savings Boosters.

[IMG: Get Cashback in your pocket every time you swipe]

Peace of mind
Lump sum death benefit included for the first year at no extra cost.

[IMG: Get Cashback in your pocket every time you swipe]

Absa rewards
Get Cashback in your pocket every time you swipe with Absa Rewards. Use your Banking App to track and redeem your rewards.

[H2] What you need to know

A transactional cheque account for your everyday banking needs
R100 000 life cover for the first 12 months
Earn attractive interest rates on Savings Boosters
Up to R1.5 million Travel Insurance and Bidvest Lounge Access with your VISA debit card.

*Interest, credit facility and initiation fees apply.

Download all benefits

Ultimate Banking with no credit option may differ regarding benefits, features and monthly fee. Please speak to our sales consultants for more information.

You must:
Be 18 years or older;
Earn a minimum of R7 000 a month.
Not be insolvent or having applied for, or under, debt counselling, or curatorship;
Not have signed surety for a company that is currently under business rescue;
Give consent to do a Credit Bureau check;
Be a South African citizen or resident with a valid South African identity document;
Have spousal consent if you are married, or deemed to be married, in community of property.

Customers who are 55 and over will qualify for an Ultimate Prosperity Account.

If your spouse has an Ultimate Banking account, you may qualify for a Spousal Account at a discounted monthly fee

* All credit applications are subject to risk and affordability

Download our rates and fees

Bar-coded ID book or card
Proof of income
Any one of the following documents* (original or certified copies) verifying your residential address:
Utility bill
Lease or rental agreement
Cellphone or clothing store statement
Bank statement from another bank
Correspondence from SARS

*Must not be more than 3 months old.

Terms and conditions apply to benefits
Download your Pricing Guide

Please note you can open your Ultimate Banking account at any Absa branch

Download our rates and fees

[H3] Introducing Premium Credit
More than just a credit card, it’s a new perspective on your life
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[H6]
One card solution

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[H6]
Lifestyle and travel benefits

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[H6]
Premium service

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[H6]
You are our priority

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[H2] You might be interested in

Compare

[H3] Ultimate Plus

[IMG: Ultimate Plus]

Monthly fee
R230

Get more benefits, great features and value-added services. Plus, access affordable credit when you need it.
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[H3] Ultimate Islamic

[IMG: Gold Credit Card]

Monthly fee
R115

Bank the Shari'ah way and get exclusive benefits, value-added services and more.
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[IMG: Adoption bar logo]

[H5] Download the Absa Banking App
Absa Group Limited.
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[H2] How to get cash back at this partner:

Fill up at any Shell station nationwide.
Swipe your V+ card.
Pay with your Absa card.

[H2] Earn rates

Tier
Debit
Credit
Score range

1
0.70%
0.75%
0 - 499

2
0.75%
1.00%
500 - 599

3
0.80%
1.25%
600 - 699

4
1.50%
6.25%
700 - 799

5
4.50%
30.00%
800+

[H2]
Guidelines

The amount of cash back you earn at Shell is determined by your Absa Rewards Tier.
You will earn cash back on the first R3 000 that you spend at Shell per month (this excludes bill payments, pre-paid airtime, and electricity and lotto purchases).
Standard partner terms and conditions apply.

[H5] Need more help?
Let one of our consultants help you get the best rewards.
Call us on:
0861 78 88 88
Email us at:
absarewards@absa.co.za

[H2] Emergency contact details

0860 557 557
011 501 5089

You can block your card/s on the Absa Banking App if you misplace it.

011 354 4058

secmon@absa.co.za

[H2] How to stay secure
#ProtectYourKeysToTheSafe -  Banking is safer with these precautions

[H4] Chip and PIN card

Your card has a microchip which is impossible to counterfeit.
If you enter the wrong PIN three times, your card will be locked. You will need to visit the branch to unlock it.

[H4] ATM
Our ATM security feature stops criminals from inserting other objects into the machine.
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[H4] Voice biometrics
We are implementing a biometric system in our telephone dealings with our customers.

[H4] DebiCheck
This is a verification system that gives you control of your debit orders.
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[H4] Online security
Learn about all the measures we’ve put in place to ensure that your online banking and shopping remains safe and secure.
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[H6] ID Facial Biometrics
Authenticate yourself with the facial biometrics technology, enabling you to securely and conveniently bank on the app.
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[H6] Banking App

Stop and replace cards.
We offer you a free Digital Fraud Warranty for all digital transactions.
Digital Fraud Warranty FAQs.
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[H2] How to keep your card secure

[H4] Credit card
Your credit card and how to use it safely.
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[H4] Chip and PIN card
Your card has a microchip which is impossible to counterfeit. If you enter the wrong PIN three times, your card will be locked. You will need to visit the branch to unlock it.

[H2] Latest scams – here’s what you need to know

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[H6] Phishing

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[H6] Vishing

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[H6] 419 scam

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[H6] SIM swap scam

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[H6] SMiShing

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[H6] Need more help?
Let one of our call centre agents help you get the best credit card for your needs.
Call us on:
0861 462 273

Email us at:
contactcard@absa.co.za