Information Density: Agility Forex – Signal Evidence & AI Readability

[H1] The Smarter Way To Send Money
[H3] Quick. Easy. Secure. International Transfers
Sign up

[H4] We make exchanging currency & sending money abroad simple.

Exchange for yourself
Exchange for business

[H4] Daily Market Insights
We are dedicated to keeping our customers informed of important market events and movements.

[H5] Latest: Agility Forex Daily

[H4] See what people aresaying about us…
Transferring money via your bank might seem to be the easiest.
Trustpilot

[H2] Why Agility Forex?We’re here to provide a simple alternative.
Transferring money via your bank might seem to be the easiest option - but you’re likely dealing with poor exchange rates, unfair fees and unnecessary hassle.

[IMG: no-fees-icon]

[H4]
Best rates - always transparent pricing

[IMG: 24-7-icon]

[H4]
Efficient online payment platform; access at all times

[IMG: friendly-support-icon]

[H4]
Expert and friendly help when you need it

[IMG: safe-and-secure-icon]

[H4]
Safe and secure, we are regulated by FINTRAC.

[H2] How does it work?
Exchange and Transfer your money with our low rates and zero fees.

1

[H4] Sign-up and lock-in your rate
Register for a free business or personal account. All we need is the amount and the currency you’re sending, and who you’re sending it to.
SIGN UP

2

[H4] Transfer your funds
You can send your funds to us by wire transfer, bank transfer (as a payee), or pre-authorized debit. Our online platform allows you to exchange money 24 hours a day, 7 days a week.
We will notify you when we receive your funds.

3

[H4] Complete transaction
While you sit back and relax, we complete the transfer to the account you requested. You will see the funds deposited within 1-2 days of us receiving your transfer.
We will notify you when your beneficiary is paid.

[H2] We are Canadian
We are Canadian owned and operated, governed by the laws of Canada. We specialize in all things Canadian Dollar and aim to provide the best service and best pricing on all Loonie cross rates. We have our client accounts held with one of the big 5 Canadian banks and are registered with Fintrac and Bank of Canada, the Regulatory bodies who oversee our Industry.

[H2] And much more...

[H4] Safe and secure
All of our data flows use 256-bit encryption and we are regulated by FINTRAC. Automated online checks, advanced anti-fraud safeguards and insurance coverage make Agility Forex a safer, faster way to transfer money.

[H4] Zero Fees
We don't charge fees on payments made within North America.

[H4] Better rates in the cloud
We don’t have branches or kiosks meaning lower overheads meaning better rates for you

[H4] Quick and simple exchanges
We take the stress out of buying and selling money by making it quick and simple.

[H4] Call or transact on your phone
You can transact online, by smartphone or by calling us

[H4] Access the interbank market
Our proprietary technology allows us to access the interbank market directly.

[H1] Personal Account Registration
Open your free no-obligation account today and start beating the bank rates!

"*" indicates required fields

[H3] Legal Overview
Agility Forex Ltd. provides Client Terms & Conditions based on your selected language and client type.
The applicable agreement is determined as follows:
Language:
– English
– Français
Client type:
– Personal (Individual) Clients
– Business (Corporate) Clients
Your agreement is determined by the selections made during registration and governs your use of Agility’s services.
If you are unsure which agreement applies to you, please contact Agility Forex Ltd.

Resources

[H2] AGILITY FOREX LTD - CORPORATE CLIENT TERMS AND CONDITIONS

Download PDF
AGILITY FOREX LTD.
CORPORATE CLIENT TERMS AND CONDITIONS
Definitions and Interpretation
1.1 Definitions
In this Agreement, unless the context requires otherwise:
“Agility” means Agility Forex Ltd.
“Agreement” means these Client Terms and Conditions, as amended from time to time.
“Authorized User” means any individual authorized by the Client to provide instructions or act on behalf of the Client in connection with the Services.
“Business Day” means a day on which banks are open for business in the applicable jurisdiction, excluding weekends and public holidays.
“Client” means the individual or entity that has entered into this Agreement with Agility. “Collateral” means cash or other assets provided by the Client to secure its obligations under this Agreement.
“Forward Contract” means a foreign exchange transaction for settlement on a future date at a rate agreed at the time of trade.
“Margin Call” means a demand by Agility for additional Collateral or other action to reduce risk exposure.
“Services” means the foreign exchange, payment, and related services provided by Agility under this Agreement.
“Transaction” means any foreign exchange transaction, payment instruction, forward contract, or other service executed under this Agreement.
“Cleared Funds” means funds that have been irrevocably received by Agility and are available for use without restriction.
1.2 Interpretation
a) Headings are for convenience only and do not affect interpretation.
b) References to “including” mean “including without limitation.”
c) References to laws include amendments and replacements.
d) This Agreement shall be interpreted consistently across all Services unless expressly stated otherwise.
2.Scope of Agreement
2.1 Single Agreement Framework
This Agreement establishes a single, continuous contractual framework governing all Services provided by Agility to the Client, including:
a) spot foreign exchange transactions;
b) forward and hedging transactions, where separately agreed;
c) domestic and international payment services; and
d) pre-authorized debit arrangements, where applicable.
All Transactions entered into between Agility and the Client form part of, and are governed by, this Agreement.
2.2 No Obligation to Transact
Nothing in this Agreement obligates Agility to enter into any Transaction.
Agility may, in its sole discretion, refuse to:
a) quote or execute a Transaction;
b) process a payment; or
c) provide any Service,
at any time and for any reason.
2.3 Application to All Transactions
Each Transaction constitutes a separate contract between Agility and the Client, but is governed by and forms part of this Agreement.
In the event of any inconsistency between a Transaction confirmation and this Agreement, this Agreement shall prevail unless expressly agreed otherwise in writing.
3.Client Representations, Warranties and Authority
3.1 General Representations
The Client represents and warrants, on a continuing basis, that:
a) it has the legal capacity and authority to enter into and perform its obligations under this Agreement; b) all information provided to Agility is complete, accurate, and not misleading;
c) it will promptly notify Agility of any material changes to such information;
d) it is acting as principal and not as agent or intermediary unless expressly disclosed and accepted by Agility.
3.2 Business Clients
Where the Client is an entity, the Client further represents and warrants that:
a) it is duly organized, validly existing, and in good standing under the laws of its jurisdiction; b) the execution and performance of this Agreement has been duly authorized;
c) any Authorized User has full authority to bind the Client; and
d) entering into Transactions is consistent with its business purposes, including commercial, treasury, or risk management activities.
3.3 Individual Clients
Where the Client is an individual, the Client represents and warrants that:
a) it is of the age of majority in its jurisdiction;
b) it is acting on its own behalf and not for an undisclosed third party; and
c) it has full legal capacity to enter into this Agreement.
3.4 Independent Decision-Making
The Client acknowledges and agrees that:
a) Agility is not acting as a fiduciary, advisor, or investment manager;
b) Agility does not provide financial, legal, or tax advice;
c) all Transactions are entered into based on the Client’s own independent judgment; and d) the Client is responsible for assessing the suitability and risks of each Transaction.
4.Account Operation and Instructions
4.1 Authorized Users
The Client may designate one or more Authorized Users.
The Client is solely responsible for:
a) ensuring that Authorized Users are properly authorized;
b) maintaining accurate records of such authorization; and
c) promptly notifying Agility of any changes or revocations.
Agility is entitled to rely on instructions from any Authorized User until notified otherwise.
4.2 Instruction Methods
The Client may provide instructions through channels approved by Agility, which may include:
a) electronic platform access;
b) email;
c) telephone; or
d) other approved communication methods.
Agility may act on any instruction it believes, in good faith, to be genuine.
4.3 Reliance on Instructions
Agility is entitled to rely on, and act upon, any instruction received from the Client or an Authorized User without further verification.
The Client is responsible for any loss arising from:
a) unauthorized access to its systems or communications;
b) errors in instructions provided; or
c) fraud or misconduct by its Authorized Users,
except where such loss results directly from Agility’s gross negligence or willful misconduct. In all cases, Agility’s liability is limited in accordance with Section 14.
4.4 Instruction Errors
The Client must promptly review all confirmations and notify Agility of any error without delay.
Failure to notify Agility within a reasonable time constitutes acceptance of the Transaction or instruction as executed.
4.5 Refusal or Delay of Instructions
Agility may refuse, delay, or suspend any instruction where:
a) the instruction is incomplete, unclear, or inconsistent;
b) the Client has not met funding or collateral requirements;
c) Agility believes, in good faith, that the instruction may breach applicable law or regulation;
d) required compliance or verification steps have not been satisfied.
5.Products and Services
5.1 Scope of Services
Agility provides foreign exchange and payment services, including:
a) spot foreign exchange transactions;
b) forward and hedging transactions;
c) domestic and international electronic funds transfers; and
d) related settlement and conversion services.
Agility may modify, suspend, or restrict any Service at any time.
5.2 Foreign Exchange Transactions (Spot)
Agility may provide spot foreign exchange services for the conversion of one currency into another.
a) Exchange rates are provided at the time of booking and are valid only for the specified period.
b) A Transaction becomes legally binding when accepted by the Client and confirmed by Agility, whether or not the Client has received a confirmation.
c) The Client is responsible for ensuring all Transaction details are correct at the time of booking.
5.3 Forward and Hedging Transactions
Agility may enter into Forward Contracts with the Client.
a) A Forward Contract obligates the Client to buy or sell a specified currency at a future date at an agreed rate.
b) Forward Contracts are binding and cannot be cancelled except with Agility’s consent.
c) Early termination, extension, or restructuring may result in additional costs, including market losses.
d) The Client acknowledges that Forward Contracts are used for commercial or treasury purposes and involve market risk.
e) Forward Contracts may be subject to additional terms and conditions set out in a separate agreement where applicable.
5.3.1 Settlement Failure, Close-Out and Replacement
Settlement obligation
All forward foreign exchange transactions must settle on the agreed settlement date.
The Client is responsible for ensuring that all required funds, instructions, and documentation are provided in sufficient time to enable settlement.
Failure to settle on the agreed date constitutes a default.
Limited operational tolerance
Agility may, at its sole discretion, allow a short operational tolerance period of up to three (3) spot business days following the settlement date.
This tolerance:
(a) does not amend or extend the contractual settlement date;
(b) does not constitute a rollover, renewal, or continuation; and
(c) may be withdrawn at any time without notice.
Close-out rights
If a transaction remains unsettled beyond five (5) spot business days after the settlement date, or where the Client fails to provide required funding or instructions, Agility may, without notice:
(a) close out the transaction at prevailing market rates; and
(b) take any action necessary to reduce or eliminate its exposure.
Valuation
Upon close-out:
(a) the transaction will be valued at market rates determined by Agility acting in good faith;
(b) any resulting gain or loss is immediately crystallized; and
(c) the Client is liable for any resulting loss.
Agility’s determinations are binding absent manifest error.
No preservation of rate
Forward transactions may not be extended, rolled, or maintained at their original rate beyond the settlement date.
Any continuation of exposure requires a new transaction at current market pricing.
Replacement transactions
Any transaction entered into following close-out constitutes a new and independent contract.
Agility may, at its discretion, require:
(a) payment of any loss;
(b) additional margin or collateral; and
(c) reassessment of credit exposure,
as a condition of entering into any new transaction.
Set-off and application
Agility may apply any funds, margin, or amounts held for the Client against any loss arising from close-out.
No avoidance
The Client may not avoid settlement or preserve an uneconomic rate by delaying settlement or requesting a replacement transaction.
Discretion
Agility retains full discretion to refuse transactions, require funding, close positions, or take any action necessary to manage risk.
5.4 Payment Services
Agility may execute payment instructions on behalf of the Client.
a) Payments may be processed through banking partners or other financial institutions. b) Processing times are estimates only and may vary due to factors outside Agility’s control.
c) The Client is responsible for the accuracy of beneficiary details.
d) Agility is not responsible for delays, deductions, or errors caused by intermediary institutions.
5.5 Third-Party Payments
The Client may instruct payments to third parties.
a) The Client represents that such payments are consistent with its lawful activities. b) Agility may request supporting documentation or refuse such payments at its discretion. c) Agility is not responsible for verifying the identity or legitimacy of third-party beneficiaries.
5.6 Risk Acknowledgment
The Client acknowledges that foreign exchange and forward transactions involve significant risk, including the risk of loss resulting from adverse movements in exchange rates.
The Client further acknowledges that:
a) losses may be substantial and may exceed amounts initially committed by the Client; b) market conditions may change rapidly and without warning; and
c) Agility does not guarantee the performance or outcome of any Transaction.
The Client accepts full responsibility for all risks associated with entering into Transactions.
Pricing, Fees and Settlement
6.1 Pricing
The Client agrees to:
a) the exchange rate quoted at the time of the Transaction; and
b) any applicable fees, charges, or spreads disclosed by Agility.
All pricing is final once a Transaction is confirmed.
6.2 Payment Obligations
The Client must deliver Cleared funds to Agility:
a) in the currency and amount required;
b) by the time specified by Agility; and
c) in accordance with Agility’s funding instructions.
Failure to do so constitutes a breach of this Agreement.
6.3 Settlement
a) Settlement of Transactions will occur on the agreed value date.
b) Agility will not be required to settle any Transaction until it has received full cleared funds.
c) Agility may delay settlement where required for operational, compliance, or risk reasons.
6.4 Failed or Late Settlement
If the Client fails to provide funds when due:
a) Agility may close out the Transaction;
b) any resulting loss, cost, or expense is payable by the Client; and
c) Agility may apply any available funds or Collateral to cover such amounts, and such amounts constitute a debt immediately due and payable by the Client.
6.5 Deductions and Charges
The Client acknowledges that:
a) intermediary banks may deduct fees;
b) currency conversions by third parties may apply different rates; and
c) Agility is not responsible for such deductions or differences.
7.Pre-Authorized Debit (PAD) Terms
(This section is intentionally self-contained for regulatory clarity)
7.1 Authorization
The Client authorizes Agility to debit the Client’s designated bank account for:
a) settlement of Transactions;
b) payment of fees and charges;
c) satisfaction of obligations under this Agreement; and
d) any Margin Call or Collateral requirement, where applicable.
This authorization applies to both one-time and recurring debits, as applicable.
The Client acknowledges that this authorization constitutes valid and binding consent for the purposes of applicable payment network rules and applicable law, including in Québec.
The Client acknowledges that this authorization complies with applicable payment network rules, including Payments Canada Rule H1, and applies to both personal and business PADs where applicable.
Pre-authorized debit services may not be available in certain jurisdictions, including Québec for individual clients, where alternative funding methods may be required.
Debit amounts may vary from time to time depending on the size and nature of Transactions, fees, and settlement obligations.
7.2 Client Obligations
The Client agrees to:
a) maintain sufficient funds in the designated account;
b) ensure the account details provided are accurate and current; and
c) noti

[H1] Our Story

[H2] Traders and programmers combining to create a smarter way to move money.
If the banks were fairer in their currency dealings there would be no need for a company like Agility Forex. We’ve been there. Having to head down to the branch to be given an exchange rate far removed from where it really trades; it’s so frustrating. The banks know they have you over a barrel when it comes to changing money, they know most people assume there is no other option. That’s why wide spreads, fees and commissions are common place, resulting in people paying as much as 2% to the bank to change their money.  So why do the banks charge so much; simple…..because they can.
So that’s where we come in.  We remove the wide spreads, we remove the fees and commissions; and we make it easy. We let you send money abroad at the lowest possible cost.
Our name says everything about our approach. We have access to inter-bank rates and remain focused on what’s important, good customer service. Our proprietary technology allows us to bypass the banks and deliver the best pricing direct to your screen in an instant.
So if you’re tired of being taken for granted by your bank then give us a try.  You’ll find we work that extra bit harder to bring you the best rates and the best service.