Semantic Coherence: Hyperwallet – Signal Evidence & AI Readability

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Which methods suit your business?PAYOUT METHODS
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CONTACT USLEARN MOREPayPal’s payout capabilities help your organization send masspayments to contract workers, claimants, freelancers, andsellers around the world. Leverage Hyperwallet’s full stacktechnology to quickly and securely send commissions, rewards,claims, and rebates to banked and unbanked payees globally.
[H1] PAYOUTS THAT GROWWITH YOUR BUSINESS
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CONTACT US
[H1] SEAMLESSLYSEND PAYOUTS
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PayPal’s payout capabilities help your organization send mass payments to contract workers, claimants, freelancers, and sellers around the world. Leverage Hyperwallet’s full stack technology to quickly and securely send commissions, rewards, claims, and rebates to banked and unbanked payees globally.Learn More
Contact UsPAYOUT METHODSWhich methods suit your business?
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Whether you’re sending payouts to 10 payees or 10,000, PayPal can help you do it quickly, securely, and compliantly. From fast self-serve payouts for small- and medium-sized businesses, to custom configured marketplace and large enterprise integrations, PayPal’s payout capabilities are designed to handle the unique needs of your business – big or small.
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Understand PayPal’s payout capabilities
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PAYOUT METHODS:
Which methods suit your business?
Click Here
[H3] Global Payout Technology
[H2] Simplify Your Payout Process
PayPal’s payout technology does more than just send payments. Our full stack approach gives organizations of all sizes the payout flexibility and control they need to streamline their operations, scale their business, and delight their payees.
View payout product features >
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[H3] Put Your Payees First
[H2] Own the Payout Experience
Create a beautiful user experience for your payees. Highlight your brand, provide a localized UI, and differentiate your enterprise or marketplace from the competition with Hyperwallet’s Pay Portal and Embedded Payout Experiences.
View payout experiences >
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Your developers are already responsible for building your own technology; they shouldn’t have to shoulder the burden of building payout infrastructure too. PayPal’s payout documentation and developer tools are designed to provide stakeholders with the technical and contextual information they need to integrate fast.
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View developer resources
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July 8, 2020  /  Posted By Bill Crowley in Enterprise Payouts, Marketplace Payouts
[H1] Choosing the Right Payout Methods For Your Payees
TL;DR This guide will walk you through the 5 most important considerations in choosing the right payout methods for your payees, while also taking stock of your business objectives. From user experience to globality, we’ll unpack crucial elements of payout method adoption.When it comes to payouts, (i.e. the simple act of sending or disbursing funds), organizations are met with widely varying preferences from payees. Whether they’re claimants, workers, suppliers — anyone accepting payments nowadays has their own personal preference when it comes to how they’d like to collect their funds. The challenge lies in choosing payout methods that both satisfy your organizational goals and ensure payee happiness and satisfaction. One size does not fit all, and in some cases, the lynch pin could be adding additional services to existing payments solutions, thereby creating a more holistic and attractive service offering for payees. Whatever the case, we’ve compiled a list of the top 5 considerations when choosing the right method, or methods, to offer your payees. We’ve also included a Payout Comparison Guide for a quick cheat sheet on the benefits and drawbacks of each payout method.
[H2] How Business Objectives Impact Payout Method Selection
Before weighing out the various considerations, it’s important to take stock of your organization’s business objectives, or value drivers. These are the driving force(s) that help fuel any financial, operational, and growth-related decisions within your business. Identifying and managing business goals helps your organization focus their attention on activities that will have the greatest impact on value. Examples of the goals behind these drivers could be:
Reducing business costs
Increasing operational efficiency
Investing in global expansion Whether you’re looking to tackle global expansion, or improve conversions in your domestic market, the most successful payout adoption program will work to help you accomplish these business value drivers as well as  help improve the experience of your payees at the same time. So, how do the following considerations ladder up to help drive business success?
[H2] Top 5 Considerations for Choosing the Right Payout Method
While this list isn’t exhaustive, it serves as a good starting point in determining the payout methods that may hit the sweet spot between satisfying your payees preferences and meeting your business’ objectives.
[H3] Payee demand and demographic
Does your grandma still send you a $20 check in the mail for your birthday? There’s a reason for that. Her generation relied on checks as a primary form of payment. Just as Gen Z payees in Zürich may not value the same payout methods as Baby Boomers in Boston. The most important consideration when selecting a payout method, unsurprisingly, is understanding your (possibly diverse) payee demographic, listening to your payees’ preferences, and adjusting your payout offerings based on that feedback (and what’s possible for your organization).
[H3] User experience
The payout experience for the end user can say a lot about your business, and even reflect on your values. For instance, an intuitive self-serve experience for payees to collect payments in their local currency (even if it differs from the base currency of your business) goes a long way to building positive brand sentiment and trust.Further, a branded experience for payees can be an important asset to help drive business performance, build loyalty, and inspire action from your payee or user base. While there are obvious benefits to having happy payees, such as loyalty to your organization or brand, you could also be differentiating your business from a competitor who doesn’t offer as many payout options, as much flexibility, or as convenient an experience.Experience is twofold; of course, the payout experience and ease of use for payees is important. However, initial adoption, integration, and automation of payout workflows for stakeholders within your business operations teams are also crucial considerations. Carefully evaluate options can help ensure that you aren’t adding any additional effort or strain on your development or in-house payment teams, where applicable.You may need a payout mechanism that’s integrated into your existing site or platform, or it may make sense to adopt an external turnkey environment and simply white label the front end. Either way, if you’re looking to adopt an experience where payees can self-serve, it needs to streamline the workflow for your business without adding any complexity.
[H3] Cost
Well, no surprises here: this is a big one. Payout methods have inherently different cost and transaction structures — for both organizations and payees — which should be taken into consideration.When sending international payments, fees can be applied at significantly varied rates depending on the method that is used. Not surprisingly, the more frequently a payee collects their funds, the higher the likelihood of those transaction fees piling up. Exchange rates and currency flips should be front of mind when considering payout methods for a globally dispersed network.Businesses should also account for the ongoing internal costs that can arise due when supporting one or multiple payout options. Payments reconciliation and transaction monitoring are just a couple examples of internal costs tied to the management of multiple payment options. Controlling how transaction reports are generated, the way in which funds are collected, or even how refunds are initiated and managed are also important elements to appreciate here. Partnering with a trusted payout provider, especially one that provides full stack capabilities and integrated treasury management support, can go a long way to helping streamline operations as well as reduce costs both for your payees and within your operational teams.
[H3] Speed and flexibility
Let’s talk transfer times. For some businesses, the statement “payable within net 30 days” simply doesn’t exist. Take the on-demand economy, which prefers payment methods that offer near-immediate confirmation that the transaction was successful, and also, that funds are available for the provider to collect. In this day and age, it just doesn’t make sense to have a business model that centers around the fast delivery of products, or execution of services, and not have a payout structure set up to match that efficiency. The payout methods that you choose to implement can go a long way in supporting your need for speed… or result in troublesome roadblocks. It’s no surprise then that your company’s ability to be flexible and provide fast and efficient payout optionality to the sellers, drivers, and users on your platform is becoming increasingly more important.
[H3] Geography and globality
The world is getting smaller as it becomes more digital. As these digital experiences start to become the norm, payees are expecting payouts to follow suit and be presented in multiple currencies, diverse payout methods, and languages localized to their region. Supporting multi-currency payments is critical in facilitating global operations, not to mention multi-currency payout optionality can also help payees avoid being charged high fees for currency conversion.The relevance of a payout method will depend on the geographic locations where your suppliers or payees are located, and thus where your organization’s payout footprint is looking to reach. For instance, large enterprise or goods and services marketplaces looking to expand need to be able to scale in new geographies without necessarily opening a local entity or having to move funds cross-border. As such, you’ll need to account for any regulations or restrictions in the country or regions you’re expanding to — or find a service that does.Additionally, some countries have limited banking infrastructure, though this should be a hurdle to your payout expansion and business scalability. Digital payout methods and cash pickup are in strong demand for payees as they appeal to banked, unbanked, and underbanked populations, and can even offer additional benefits to businesses by lower transaction and administrative costs.
[H2] Check out the Payout Method Comparison Guide
Review the Payout Method Comparison Guide to compare and contrast Hyperwallet’s 9 transfer methods, and better understand the benefits, requirements, and considerations application to each unique offering.PayPal’s payout capabilities, powered by Hyperwallet, offers up to 9 unique transfer methods for payees to gain access to their funds. When you choose to work with Hyperwallet, your organization has the ability to enable all or a selection of these payout options for payees to then self-serve and select their preferred transfer method.
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[H4] Bill Crowley
As Head of Payouts Product for PayPal, Bill leads the global Payouts team in bringing innovative, simple, and efficient payment solutions to market. Bill has over 20 years of experience, and was member of the Hyperwallet leadership team from startup through acquisition by PayPal in 2018.
Hyperwallet Payouts
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VIEW CAPABILITIES
Easily send localized, multi-currency payments to many
countries around the world with PayPal’s payout
capabilities, powered by Hyperwallet. Regardless of if
you’re a small business that’s just getting started, or a
fast-growth marketplace looking to expand around the world,
Hyperwallet has the payout capabilities you need to succeed.

[H1]
Make Payments withPayPal’s Payout Capabilities
VIEW CAPABILITIES
Easily send localized, multi-currency payments to many
countries around the world with PayPal’s payout
capabilities, powered by Hyperwallet. Regardless of if
you’re a small business that’s just getting started, or a
fast-growth marketplace looking to expand around the world,
Hyperwallet has the payout capabilities you need to succeed.

[H1]
Make Payments withPayPal’s Payout Capabilities
Easily send localized, multi-currency payments around the
world with PayPal's payout capabilities, powered by
Hyperwallet. Whether you're a small business, or a
fast-growth marketplace looking to expand, Hyperwallet has
the capabilities you need to succeed.

[H1]
Make Payments withPayPal’s Payout Capabilities

Easily send localized, multi-currency payments
to many countries around the world with
PayPal’s payout capabilities, powered by
Hyperwallet. Regardless of if you’re a small
business that’s just getting started, or a
fast-growth marketplace looking to expand
around the world, Hyperwallet has the payout
capabilities you need to succeed.
View Capabilities

PayPal’s payout capabilities are helping to change
the world of global payouts by providing businesses
of all sizes with a simple way to send mass
payments. Whether you pay royalties, fares, claims,
or commissions, Hyperwallet will work with you to
enable capabilities that meet the needs of your
unique payout use case.

Save Developer Time & Effort
Quickly issue payments using a file upload
or integrate deeper with PayPal’s payout
REST API.

Help Reduce Risk PayPal’s
payout compliance controls help you manage
complex global payment regulations.

Simplify Global Payments
Pay just about anyone using a simple
identifier, like an email, phone number, or
payee ID.

Payout Methods Your Payees Prefer
Let your payees collect their funds using a
range of methods, including any one of the
300+m active accounts in PayPal’s network.

[H3]
Small & Medium-sized Business

[H4] Quick and easy to get started

Send money to multiple payees at the
same time. Business payout capabilities
are available in 24 currencies and can
be sent to both PayPal and Venmo
accounts.

[H3]
LargeEnterprise

[H4] Control the payout experience

Offer payees up to 9 different payout
methods within a custom branded
environment or fully integrated into
your website or mobile experience.

[H3]
Marketplaces& Platforms

[H4]
Intelligently decouplepay-in from
pay-out
Seamlessly receive, settle, and
distribute funds all over the world –
all while remaining compliant with local
and international payment
regulations.

PayPal’s payout capabilities, powered by Hyperwallet, are
designed to solve mass payment disbursement complexities for
organizations of all sizes. From fast, digital transfer
methods, to in-depth reporting capabilities and integrated
funding, PayPal’s payout technology can provide your
business, enterprise, or marketplace with the flexibility
and control needed to streamline operations and scale your
payout reach.

[H1]
Powerful Payout Featuresat Your Fingertips
PayPal’s payout capabilities, powered by Hyperwallet, are
designed to solve mass payment disbursement complexities for
organizations of all sizes. From fast, digital transfer
methods, to in-depth reporting capabilities and integrated
funding, PayPal’s payout technology can provide your
business, enterprise, or marketplace with the flexibility
and control needed to streamline operations and scale your
payout reach.

[H1]
Powerful Payout Featuresat Your Fingertips
PayPal’s payout capabilities are designed to solve mass
payment complexities for organizations of all sizes. From
fast transfer methods to in-depth reporting, PayPal provides
your business, enterprise, or marketplace with flexibility
and control for streamlined operations and scalable payout
reach.

[H1]
Powerful Payout Featuresat Your Fingertips

PayPal’s payout capabilities, powered by
Hyperwallet, are designed to solve mass
payment disbursement complexities for
organizations of all sizes. From fast, digital
transfer methods, to in-depth reporting
capabilities and integrated funding, PayPal’s
payout technology can provide your business,
enterprise, or marketplace with the
flexibility and control needed to streamline
operations and scale your payout reach.

PayPal’s payout technology does more than just send
payments. Our full stack approach gives
organizations the functionality they need to fund,
send, and support a scalable payout solution.

PayPal offers payout capabilities for businesses of
all shapes and sizes. Review our feature comparison
below to better understand which configuration makes
sense for your organization.

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Payouts for Small & Medium-sized
Business

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Payouts for Large Enterprise

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Payouts for Marketplaces & Platforms

Payout Method Options*

PayPal and Venmo

PayPal, Venmo, Bank Account, Direct to
Debit, Check, Prepaid Card, Virtual
Prepaid Card, eGift Cards, and Cash Pickup

Configurability

Manage a single payout program

Implement multiple unique payout programs
using a single integration

Onboarding

Self-serve onboarding, fast implementation

Personalized onboarding and configuration
planning with a Solutions Expert

Payout Funding**

Hold and fund payouts in 24 currencies
from a PayPal business account

Send funds to Hyperwallet in 28 currencies

Integrated multi-currency funding with
PayPal, or fund directly from other
payment service providers

Integration Methods

API, web upload, or file transfer

Payout Experience for Payees

PayPal managed

Pay Portal
or
Embedded

Additional Features*

Detailed payout history

1099 Tax Reporting, detailed reporting,
integrated payee verification,
multilingual payee support (email, chat,
phone), and Payment Tracker Technology

LEARN MORE

LEARN MORE

LEARN MORE

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Payouts for Small & Medium-sized
Business

Payout Method Options*

PayPal and Venmo

Configurability

Manage a single payout program

Onboarding

Self-serve onboarding, fast implementation

Payout Funding**

Hold and fund payouts in 24 currencies
from a PayPal business account

Integration Methods

API, web upload, or file transfer

Payout Experience for Payees

PayPal managed

Additional Features*

Detailed payout history

LEARN MORE

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Payouts for Large Enterprise

Payout Method Options*

PayPal, Venmo, Bank Account, Direct to
Debit, Check, Prepaid Card, Virtual
Prepaid Card, eGift Cards, and Cash Pickup

Configurability

Implement multiple unique payout programs
using a single integration

Onboarding

Personalized onboarding and configuration
planning with a Solutions Expert

Payout Funding**

Send funds to Hyperwallet in 28 currencies

Integration Methods

API, web upload, or file transfer

Payout Experience for Payees

Pay Portal
or
Embedded

Additional Features*

1099 Tax Reporting, detailed reporting,
integrated payee verification,
multilingual payee support (email, chat,
phone), and Payment Tracker Technology

LEARN MORE

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Payouts for Marketplaces & Platforms

Payout Method Options*

PayPal, Venmo, Bank Account, Direct to
Debit, Check, Prepaid Card, Virtual
Prepaid Card, eGift Cards, and Cash Pickup

Configurability

Implement multiple unique payout programs
using a single integration

Onboarding

Personalized onboarding and configuration
planning with a Solutions Expert

Payout Funding**

Integrated multi-currency funding with
PayPal, or fund directly from other
payment service providers

Integration Methods

API, web upload, or file transfer

Payout Experience for Payees

Pay Portal
or
Embedded

Additional Features*

1099 Tax Reporting, detailed reporting,
integrated payee verification,
multilingual payee support (email, chat,
phone), and Payment Tracker Technology

LEARN MORE

* Payout method and feature availability may
vary by country. ** Restrictions may apply.