Information Density: Jupiter (Amica Financial Technologies Private Limited) – Signal Evidence & AI Readability

[IMG: blue-sky]

[H1]
Money app for the life you're building●

Why settle for a bank that just holds your money? Manage your savings,
track every rupee, and earn massive rewards on everything from your
morning tea to your monthly rent.

Join 3 Million+ Smart Earner

[IMG: Trusted shield icon]
Trusted by 30 Lakh+ Indians

[H2]
Simple banking. Smarter growth
Move beyond regular banking. Manage, spend, and grow your money with our essential products.

Open account

[IMG: Savings Account]

[IMG: Personal Loans]

[IMG: Credit Card]

[IMG: Get upto 5% rewards]

[IMG: Edge+ CSB Bank Credit Card]

[H2]
Rewarding the way you live

10%
Cashback on
Shopping

5%
Cashback on
Travel

1%
Cashback on
Everything else

Limited period offer
₹999
₹0
joining fee

Issued By
[IMG: CSB Bank]
/
Powered by
[IMG: RuPay]
T&C's apply

Apply for your free card

[H2]
Rewarding the way you live

[IMG: Edge+ CSB Bank Credit Card]

10%
Cashback on
Shopping

5%
Cashback on
Travel

1%
Cashback on
Everything else

Limited period offer
₹999
₹0
joining fee

Issued By
[IMG: CSB Bank]
/
Powered by
[IMG: RuPay]
T&C's apply

Apply for your free card

[H2]
Track where your money goes

[H3]
Clear Categorization

Every payment is tagged instantly. Dining, Travel, or Shopping, giving you a clear view of your habits.

[H3]
Linked Accounts

Connect your external bank accounts in seconds to track your consolidated balance without switching apps.

[H3]
Wellness Insights

A personal financial health score that analyzes your habits with simple tips to help you spend better.

[H2]
Personal loans built for what's next.
Applying for a loan on Jupiter takes less than 2 minutes. No paperwork, no spam calls.

[IMG: Personal Loan]

[IMG: Mini Loan]

[IMG: Loan Against Mutual Funds]

[H3]
Fully digital

Borrow, manage, and repay your loan directly on Jupiter

[H3]
Zero hidden fees

All fees & charges can be checked on Jupiter

[H3]
EMI reminders

Get payment reminders before your loan EMI is due

[H3]
Dedicated Support

Talk to a support agent to resolve any query

[IMG: Jupiter Pots]

[H2]
A free account
that pays you back

Fast 1-tap UPI payments

Clutter free bank statement

Get 5% back on your daily merchant UPI payments.

Separate your savings from daily spends with smart Pots.

Access cash instantly by topping up with your credit card.

[IMG: Jupiter Pots]

Fast 1-tap UPI payments

Clutter free bank statement

Open zero balance account

[H2]
Grow your credit, one step at a time, for free.
Get more than just a score. We'll show you simple, smart ways to reach your goals so you can unlock the best rates.

[IMG: Credit score dashboard]

[IMG: Credit score dashboard]

Check credit score

[H2]
Straightforward investing. Zero fees.

[IMG: Mutual Fund Basket]

[IMG: No Penalty SIP]

[IMG: Magic Spend]

[IMG: Flexi FD]

Start investing

[IMG: Health Super Top up insurance]

[H2]
Protection for your digital life
Get covered in minutes with zero paperwork

Fraud Protect

Screen Protect

Salary Protect

UPI Protect

[IMG: Health Super Top up insurance]

Get insured

[H2]
Real rewards.
Every time.
On Jupiter, cashback isn't just a promise - it's yours to keep.

Jewels redemption structure

Flights

Miles

Vouchers

Digital Gold

Flights

Miles

Vouchers

Digital Gold

100
=
₹20

Bill Discounts

Cash
100
=
₹14

Available anytime in the Jupiter app

[H2]
Trusted by 30 Lakh+ Indians

[IMG: qoute-icon]

I love how supportive the customer support team is. I’m really enjoying the app!

Virender Singh

[IMG: qoute-icon]

Jupiter really is my one app for all things money—spends, UPI, savings, and more.

Avinash K C

[IMG: qoute-icon]

This is light years ahead of the banking experience I've had on other apps.

Dhawan M

[H2]
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[H3]
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[H3]
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Got
questions?

Our dedicated support team is available on 9 AM to 7 PM from Monday to Friday and 10 AM to 7 PM on weekends to help.

Contact us

[IMG: help-vector]

Contact us

[H2]
Frequently Asked Questions

Jupiter is a state-of-the-art digital banking platform, often called a "neo-bank," designed to give you a high-definition view of your financial life. Unlike traditional banks that may require physical visits and heavy paperwork, Jupiter offers a 100% digital experience where you can open a full-featured savings account in just under 3 minutes. While Jupiter provides the technology, the rewards, and the smart money management tools, your account and funds are officially hosted by our partner, Federal Bank. This partnership allows you to enjoy the agility of a modern app with the regulatory security of an established scheduled commercial bank.

Security is the foundation of everything we do. Because your account is hosted by Federal Bank, your deposits are 100% insured for up to ₹5 Lakh by the Deposit Insurance and Credit Guarantee Corporation (DICGC), which is a wholly-owned subsidiary of the Reserve Bank of India (RBI). This is the same level of protection you receive at any major traditional bank in India. Furthermore, we employ bank-grade encryption and features like 1-tap card freezing and biometric security to ensure your money and data remain protected 24/7.

At Jupiter, we believe every spend should be rewarding. When you link your account to UPI and scan any merchant QR code, you earn rewards in the form of "Jewels". For most merchant transactions—whether it's your morning tea or a grocery run—you earn a flat 1% back. We keep our rewards system completely transparent: 5 Jewels are always equal to ₹1 in real cash. Unlike traditional points that are hard to calculate or expire quickly, Jewels can be redeemed instantly as cash credited to your account, converted into 99.99% pure Digital Gold, or swapped for gift vouchers.

Spend Insights is our financial wellness tool that automatically tracks and categorizes every single rupee that leaves your account. Instead of you having to manually record expenses in a spreadsheet, Jupiter identifies your transactions and groups them into categories like "Dining," "Shopping," "Travel," and "Bills". This gives you a "high-definition" view of your spending habits, helping you identify exactly where you might be overspending so you can take control of your financial health with personalized wellness reports and budgeting tips.

The Edge+ Credit Card is built for the "Cashback Hunter" who wants maximum value from everyday apps. It offers an industry-leading 10% flat cashback when you shop at major brands including Amazon, Flipkart, Myntra, Ajio, Nykaa, and Tata CLiQ.

The Edge+ card uses the RuPay network for seamless UPI payments and is accepted at millions of merchants across India.

Jupiter offers instant, paperless credit for when life throws you a curveball. You can check your eligibility in seconds and apply for a Personal Loan of up to ₹5 Lakh directly through the app. The entire process is 100% digital, with no hidden fees or traditional bank "faff". Additionally, for working professionals, we offer a "Salary Advance" feature that allows you to access a portion of your upcoming paycheck early, helping you bridge the gap between months without the high interest of a standard credit line.

Pots are smart, digital "piggy banks" nested within your main savings account that allow you to set money aside for specific goals without losing out on interest. You can use Pots to set aside money to save for short-term goals or budget your spends. You can add, withdraw, and spend the money from Pots anytime at zero cost. You can earn up to 5% Jewels on your merchant spends.You can create a "Vacation Pot," an "Emergency Pot," or even a "Dining Pot" to keep your spending money separate from your savings. The best part? You can spend directly from these Pots using 1-tap UPI payments, which keeps your main bank statement clean and free of hundreds of small "micro-transactions".

Traditional banks often charge heavy penalties (sometimes ₹250 or more) if your account balance is too low to cover a scheduled SIP payment. At Jupiter, we believe you shouldn't be punished for having a tight month. Our "No-Penalty SIP" feature automatically recognizes when your balance is low and simply pauses your investment for that month. We don't charge you a single rupee in bank penalties, ensuring that your journey toward wealth is stress-free.

You can start building your gold reserve with just a few taps. Jupiter allows you to buy 24K Digital Gold that is 99.99% pure and stored securely in insured vaults. You can buy gold for as little as ₹100, and sell it at live market rates, or even set up a "Gold SIP" to automate your savings. If you prefer, you can also redeem your earned Jewels directly into Digital Gold, turning your daily spending rewards into a long-term asset.

Jupiter offers a suite of digital-first insurance products designed for the modern world. Our "Health Super Top-Up" provides an additional cover of up to ₹25 Lakh for medical emergencies at a fraction of the cost of a standard policy, often starting at just ₹498 per month. We also offer specialized protection like "Salary Protect" for job loss, "Fraud Protect" for digital theft, and "UPI Protect" to secure your daily transactions. The entire application process is 100% digital and usually requires no physical medical tests.

We offer three distinct tiers to match your financial lifestyle:
Basic (The Minimalist): Requires a ₹5,000 Minimum Average Balance (MAB) and includes 5 free IMPS transfers and 5 free ATM withdrawals per month.
PRO (The Cashback Hunter): Requires a ₹10,000 MAB and unlocks higher reward potential and premium insights for those who use Jupiter as their primary spending account.
Salary (For Salary Savants): This is our most popular tier. If you credit your monthly salary to Jupiter, you get a Zero-Balance Account with no minimum balance requirements while retaining all the premium benefits of the app.

Transparency is one of our core values. While we have no hidden "gotchas," there are standard costs for physical services: a physical debit card costs ₹299 + GST (one-time), and there is an annual maintenance fee of ₹299 + GST. If your account falls below the required minimum balance for your tier, a low-balance charge of up to ₹300 + GST per month may apply. For international spends, we charge a flat Forex fee of 3.5%. You can always view a full, real-time breakdown of all your rewards and any charges directly in the app.

We work with trusted
partners
Jupiter
deploys high level security standards to keep your money safe

[H5] SECURITY PARTNERS

[IMG: Security partners logos]

[H5] BANKING AND PAYMENT PARTNERS

[IMG: Banking partners logos]

Amica Financial Technologies Private Limited (Jupiter) is not a bank and does not hold or claim to hold a banking license. Products and services on the Jupiter platform are offered in partnership with regulated entities. Savings accounts, fixed and recurring deposits, and co-branded debit/credit cards are issued by partner banks including Federal Bank, CSB Bank, and other partner banks authorised by the Reserve Bank of India (RBI) from time to time. The Jupiter Account is a Prepaid Payment Instrument issued by Amica Payment Services Private Limited, a wholly owned subsidiary of Jupiter and an RBI-authorised PPI issuer (License No. 192/2024). Jupiter is also a TPAP registered with NPCI for enabling UPI services. Loan products are facilitated in partnership with RBI-registered NBFCs including Amica Finance Private Limited (NBFC Registration No. N-13.02457) and Kisetsu Saison Finance (India) Private Limited, with Jupiter acting as a Digital Lending App (DLA) and Loan Service Provider (LSP). Mutual fund investments are offered through Amica Investment Advisers Private Limited, a SEBI-registered Investment Adviser (INA000015507) and AMFI-registered EOP platform (CAT1 EOP-0005). Digital gold is offered in partnership with MMTC-PAMP India Private Limited, health insurance in partnership with authorised entities, and prepaid gift cards in partnership with Pine Labs Private Limited. All products are subject to the terms and conditions of the respective regulated partners, and users are advised to read relevant product documents carefully.

© Amica Financial Technologies Private Limited

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[H2] All Blogs

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International Money Transfer
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Personal Loan
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[IMG: salary]

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[H1] All roads lead to

[IMG: Jupiter]
Trying out Jupiter before everyone else? Have
an idea that’ll make
Jupiter better?
Want to join us to make banking nicer? Whatever you got, we’re here to talk.

[IMG: Mail]

[H4] For faster response, customers can call Jupiter customer care at +91 8655055086 (9 AM to 7 PM from Monday to Friday and 10 AM to 7 PM on weekends) or can chat with the executives. Customers shall also have the option to lodge a complaint on the Jupiter App or email us at the support email ID mentioned below from their registered email id.

[H4] For Early Adopters
If you’re facing an issue or want to set up a meeting with someone from Jupiter,
drop us an
email and we’ll reach out.
Email us at
community@jupiter.money

[H4] For Co-creators
The best way to figure out what users love, need and dislike is to simply ask
them. Tell us
what you’d like to see in Jupiter.
GO TO OUR
Community Forums
[IMG: Arrow]

[H4] For Careers
Now open to everyone – from product builders and problem solvers, to marketing
hustlers and
community leaders.
Check out jobs
Current Openings
[IMG: Arrow]

[H4] For Assistance
Speak with one of our in-house experts for quick and easy resolution of your
queries.
Chat with us

Fastest

Email us at
View email Id

support@jupiter.money
edge-csb-support@jupiter.money For Edge CSB Rupay Credit Card

Call us at
View phone number
+91 86550 55086
(available on 9 AM to 7 PM from Monday to Friday and 10 AM to 7 PM on weekends)
080-45219280 For Edge CSB Rupay Credit Card

[H4] For Everything Else
Media inquiries? Want to partner with us? Drop us an email and we’ll be in touch
with you
within 48 hours.
Email us at
contact@jupiter.money
(any customer related emails will be handled only thru app)

[H2] Frequently asked questions

What is Jupiter Money?
+

Jupiter is the 1-app for everything money that lets you spend and save money, track expenses, pay bills, and
invest money in Direct Mutual Funds. It enables you to make smart money decisions every day using easy,
intuitive, and personalized money management tools by eliminating the stress, fear and confusion that comes
with managing money

Is 'Jupiter Bank' approved by
the RBI?
+

Jupiter is itself not a bank and doesn’t hold or claim to hold a banking license. The Savings Account and VISA
Debit Card are provided by Federal Bank - an RBI-licensed bank - and follow all security standards prescribed
by RBI. All funds in your account are insured under the RBI’s deposit insurance scheme. Your money is always
safe with Federal Bank

How can I open a Savings
account?
+

To open a free Savings or Salary Bank Account on Jupiter - powered by Federal Bank - in 3 minutes, simply
install the Jupiter App.
Follow the on-screen instructions to create your account. To unlock the full Jupiter experience, complete your
KYC in 5 minutes

How can I get a Debit card?
+

You can order a new physical Debit Card by tapping on the ‘Card’ tab on the Jupiter app. While you can get a
virtual Debit Card for free, you will be charged a one-time fee when ordering a physical Debit Card

How to deposit cash in the
Savings account?
+

To deposit cash into your Savings or Salary Bank Account, visit any Federal Bank branch. You can find the
nearest branch here:
https://locations.federalbank.co.in/

How can I transfer money from
Jupiter?
+

There are many ways to transfer money from Jupiter.
You may use the Scan & Pay for UPI transfers, pay via your Debit Card, or use your Cheque Book for sending
money.
You can also use Bank Transfers on Jupiter to transfer money. Jupiter offers 4 different modes for bank
transfers -
1. Internal Fund transfer (for Inter Bank)
2. NEFT
3. IMPS
4. RTGS
Jupiter automatically selects the best mode for transfer when you enter payee and transaction information
You can see all information regarding transfer Fees and Charges
here

Is Jupiter a Bank?
+

Jupiter is itself not a bank and doesn’t hold or claim to hold a banking license. The Savings Account and VISA
Debit Card are provided by Federal Bank and follows all security standards as applicable. All funds in your
account are insured up to the approved limit by DICGC. Your money is always safe with Federal Bank
Jupiter enables you to make smart money decisions every day using easy, intuitive, and personalized money
management tools that help eliminate the stress, fear and confusion that comes with managing money. You can
start using Jupiter by doing any of the following…
Opening a free no minimum balance Savings Bank Account on Jupiter - powered by Federal Bank - in 3 minutes
Get 5x Cashback on spends*
Or, opening a free Salary Bank Account on Jupiter - powered by Federal Bank
Withdraw your salary any day with On-Demand Salary
Get free health insurance up to Rs. 2,00,000
Get 5x Cashback on spends*

What is Jupiter’s Whatsapp
number?
+

Jupiter at the moment doesn’t offer WhatsApp support. For any help or feedback, you can chat with us via the
Jupiter app for instant support. You can also email us at
support@jupiter.money
or call us on our helpline number

How can I apply for a credit
card on Jupiter
+

You can apply for the Edge Federal Bank Credit Card or Edge CSB Bank Credit Card exclusively on Jupiter

How can I get a Federal Bank
passbook?
+

You can request for a passbook by visiting your nearest Federal Bank branch. Please note that the passbook is
chargeable and is available only to verified account holders
You can see all information regarding passbook charges
here

How can I set a PIN for my
Debit Card?
+

You can set/ reset your Debit Card PIN by tapping on ‘PIN’ in the Card tab on the Jupiter app.

[IMG: shield-icon]
Trusted by 30 Lakh+ Indians

Magic Spends

[H1]
Turn spends into investments●

Auto-invest in Mutual Funds and Digital Gold every time you spend

Download Jupiter

[H2]
Grow your wealth auto-magically

[H3]
Start with just ₹10

Invest small and grow yoursavings at your own pace

[H3]
Set aninvestment limit

Choose how much you want to auto-invest every month

[H3]
Invest in Mutual Funds or gold

Choose from 1,100+ funds orsave in 24K Digital Gold

[H2]
Trusted by 30 Lakh+ Indians

[IMG: qoute-icon]

I invest in Mutual Funds every time I spend on food, a cab, groceries, and more!

Avishek

[IMG: qoute-icon]

I love that I invest around ₹1,500 extra every month with Magic Spends.

Manish

[IMG: qoute-icon]

I feel less guilty spending on Jupiter because I auto-invest in Gold every time!

Adwait

[H2]
Frequently Asked Questions

Magic Spends is an exclusive feature on Jupiter to automatically invest every time you spend. You can select
any amount, set a monthly limit, and invest in either Mutual Funds or Digital Gold with every UPI, Debit
Card, and Credit Card payment.

You can invest in a Mutual Fund of your choice or 24K Digital Gold every time you spend.

Yes, you can auto-invest ₹10 or more in Digital Gold or ₹100 or more in Mutual Funds every time you spend
with Magic Spends.

Yes, you can track the value of your invested amount in real-time for both Mutual Funds and Digital Gold.

If you don’t have enough balance while spending, Magic Spends will be skipped. You can continue
auto-investing after you add money to your account.

Yes, you can pause Magic Spends anytime through the app. You can also withdraw the money you’ve invested and
it will be credited instantly to your account.

No, Magic Spends is completely free to set up and Jupiter does not charge any commissions.

Got
questions?

Our dedicated support team is available on 9 AM to 7 PM from Monday to Friday and 10 AM to 7 PM on weekends to help.

Contact us

[IMG: help-vector]

Contact us

We work with trusted
partners
Jupiter
deploys high level security standards to keep your money safe

[H5] SECURITY PARTNERS

[IMG: Security partners logos]

[H5] BANKING AND PAYMENT PARTNERS

[IMG: Banking partners logos]

Amica Financial Technologies Private Limited (Jupiter) is not a bank and does not hold or claim to hold a banking license. Products and services on the Jupiter platform are offered in partnership with regulated entities. Savings accounts, fixed and recurring deposits, and co-branded debit/credit cards are issued by partner banks including Federal Bank, CSB Bank, and other partner banks authorised by the Reserve Bank of India (RBI) from time to time. The Jupiter Account is a Prepaid Payment Instrument issued by Amica Payment Services Private Limited, a wholly owned subsidiary of Jupiter and an RBI-authorised PPI issuer (License No. 192/2024). Jupiter is also a TPAP registered with NPCI for enabling UPI services. Loan products are facilitated in partnership with RBI-registered NBFCs including Amica Finance Private Limited (NBFC Registration No. N-13.02457) and Kisetsu Saison Finance (India) Private Limited, with Jupiter acting as a Digital Lending App (DLA) and Loan Service Provider (LSP). Mutual fund investments are offered through Amica Investment Advisers Private Limited, a SEBI-registered Investment Adviser (INA000015507) and AMFI-registered EOP platform (CAT1 EOP-0005). Digital gold is offered in partnership with MMTC-PAMP India Private Limited, health insurance in partnership with authorised entities, and prepaid gift cards in partnership with Pine Labs Private Limited. All products are subject to the terms and conditions of the respective regulated partners, and users are advised to read relevant product documents carefully.

© Amica Financial Technologies Private Limited. 2025