Semantic Coherence: Silvergate Capital Corporation – Signal Evidence & AI Readability

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[H2] Silvergate Capital Corporation Emerges from Chapter 11
Silvergate Capital Corporation (SCC) emerged from Chapter 11 Bankruptcy on March 31, 2026.
The common equity of SCC (ticker: SICP) has been reinstated.  Pursuant to the Chapter 11 Plan, responsibility for the claims of SCC’s creditors (in respect of obligations accrued prior to March 31, 2026) and interests of holders of preferred equity issued by SCC have been transferred to the Argent Liquidation Trust. Such creditors and preferred equity holders should direct any questions regarding the Chapter 11 Plan and the Argent Liquidation Trust to [email protected], or at 4225 Executive Square, Suite 600, La Jolla, CA 92037. At the time of Emergence, reorganized SCC holds valuable tax, legal, and other assets. The reorganized board & management look forward to updating shareholders further in due course. Please note that the above is a summary and is qualified in its entirety by reference to the First Amended Joint Chapter 11 Plan (As Modified) of Silvergate Capital Corporation and its Affiliated Debtors filed on March 26, 2026. Please reference the plan (which can be found here) for complete details of SCC’s reorganization.

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[H2] Terms & Conditions

[H2] Silvergate Website Terms and Conditions
(Effective June 3, 2013)
[H2] Your Use of this Site
Welcome to our website (“Site”). Your use of this Site and its services (“Services”) will be subject to the following terms and conditions. Please read them carefully. By accessing this Site or using any Service, you are agreeing to these terms, which represent an agreement between you and us (the “Agreement”). If you do not want to be bound by this Agreement, you should leave this Site.
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In this Agreement, the terms “our,” “we” and “us” refer to Silvergate, its affiliates, and the companies that have helped to create and support this Site.
We reserve the right to change, add or delete any of the terms set forth below, as well as any of the Services. Certain Services may be subject to limitations that are not expressly stated below. Please check the other portions of this Site for additional details. We assume no responsibility if a Service becomes unavailable for any reason or fails to meet your requirements.
[H2] Your Compliance with Laws and Site Guidelines
You agree to comply with the laws that apply to your use of this Site and/or the Services. You also agree not to engage in any activities that: encourage a violation of any law or regulation by others; abuse, harass, stalk, defame, impersonate or invade the privacy of another; infringe the rights of any third party, including intellectual property, business, contractual and fiduciary rights; are in any way connected with the transmission of “junk mail,” “spam,” “pyramid scheme” solicitations, chain letters, or any other mass distribution of unsolicited e-mail; interfere with the functioning of the Site or any linked website; or involve sending abusive, obscene, hateful or otherwise offensive content by means of any Service. You also agree to comply with the rules of the internet service providers, networks, hosting and telecommunication services, servers, computer databases, and websites that you access or use in conjunction with this Site and/or the Services.
[H2] Your Privacy / Security
Please see our general Privacy Notice for details regarding the manner in which we collect and use information about you, maintain the confidentiality of your personally identifiable information, and use technology and procedures to maintain security.
You agree to: (a) notify us immediately if you become aware of any unauthorized use of your account, any breach in the confidentiality of your account records, or any breach or attempted breach of security involving the Site or the Services; and (b) avoid accessing or attempting to access the non-public areas of this Site or any other user’s password-protected information.
[H2] Linked Sites and Advertisements
You may be able to access websites operated by third parties from this Site. Unless we tell you otherwise in writing, we do not operate or control any of the information, products or services on such linked sites. You acknowledge and agree that: (a) you access such linked sites at your own risk; (b) we make no representation or warranty, and assume no responsibility for, any linked site or the actions or omissions of its owners or operators; (c) we make no endorsement of, and assume no responsibility for, any goods or services offered by the companies that “power” or support this Site or any other site; and (d) although we may have a contractual or other relationship with the operators of a linked site, we will not be responsible for the content, accuracy, integrity or operation of their site.
Third parties may offer goods and services to you through marketing that is made available at or through this Site. Unless we expressly state otherwise, we make no endorsement regarding such parties, and we make no representation, recommendation or warranty with respect to their goods, services or advertising. You agree to hold us harmless in connection with our selection of third-party advertisers, as well as their actions and omissions.
[H2] Limitation on Liability and Warranty Disclaimers
THE SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. NEITHER SILVERGATE NOR ITS AFFILIATES OR SERVICE PROVIDERS MAKE ANY WARRANTY, EXPRESS OR IMPLIED REGARDING THIS SITE, ITS CONTENT, THE SERVICES, THE GOODS OR SERVICES ADVERTISED BY THIRD PARTIES VIA THIS SITE OR LINKED SITES, OR THE SUBJECT MATTER OF THIS AGREEMENT. ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, ARE EXPRESSLY DISCLAIMED TO THE GREATEST EXTENT PERMITTED BY LAW. WE ASSUME NO RESPONSIBILITY FOR THE UNAVAILABILITY OF THIS SITE, FOR VIRUSES CREATED BY THIRD PARTIES, OR FOR INFORMATION PROVIDED BY THIRD PARTIES. NO CONTENT AVAILABLE AT OR THROUGH THE SITE SHALL CREATE ANY WARRANTY.
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Certain state laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. To the extent these laws apply to you, some of the provisions set forth in this Agreement may not apply.
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[H2] Proprietary Information
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[H2] Termination
We may terminate your use of the Site and any of the Services at any time without cause. The terms of this Agreement will continue to apply following its termination to any obligations incurred or arising prior to its termination.
[H2] Miscellaneous
Amendments. We may add to, delete from, or change the terms of this Agreement by posting a revised Agreement at the Site or by sending you a written or electronic notice. Your continued use of the Site or Services after such notice will be evidence of your agreement to the changes. As such, you should visit this page periodically.
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Minors. We feel strongly about protecting the privacy of children and teenagers. As such, we do not use this Site to collect or use any personal information from persons we know to be under the age of majority, and will remove personally identifying information about such minors from our system.
Notices. You may send notices to us at 4225 Executive Square, Suite 600, La Jolla, CA 92037. We may send notices to you at your postal or e-mail address, or by posting a message on this Site.
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[H2] Service Contact
If you have questions or problems regarding this website, you may call us at 1-858-362-6305, or write to us at the address set forth above for Notices.

[H2] Accessibility

Silvergate is committed to meeting the needs of all customers, including individuals with disabilities. We strive to provide our services in accordance with the Americans with Disabilities Act (ADA) and applicable California state and local laws.
Our ADA related services include:
Accessible offices – Silvergate locations and hours of operation.
Websites (see separate Accessibility Statement that follows)
Mobile applications
[H2] Feedback
We welcome questions, comments, or suggestions. You may contact us or use the feedback link in our detailed website Accessibility Statement that follows.
[H3] This Accessibility Statement applies to: www.silvergate.com
[IMG: AudioEye Accessibility]
[H3]
[H3] We Value Digital Inclusion
In our effort to provide a fully accessible and optimized user experience for all site visitors, Silvergate has taken careful measure to ensure an excellent user experience, regardless of the assistive technology being used to access this site or the specific abilities of those individuals seeking access to this site.
The Silvergate website is monitored and tested regularly by internal resources and by AudioEye, a 3rd-Party provider of Web Accessibility testing and monitoring. As issues of accessibility are identified, results of automated and manual testing are managed through the AudioEye® Digital Accessibility Platform.
The AudioEye web accessibility certification process involves automatic and manual testing with the goal of identifying and resolving access barriers, conforming with the World Wide Web Consortium’s (W3C) Web Content Accessibility Guidelines (WCAG) 2.1 Level AA Success Criteria, and ensuring an optimal user experience for all users, regardless of their individual abilities.
AudioEye certifies that the Bank website is being optimized to substantially conform with AudioEye’s interpretation of the informative guidance provided by (WCAG) 2.1 AA.
This perpetual and uninterrupted service includes continuous monitoring, regularly scheduled manual audits, and, as needed, regular releases that improve access and usability for all users, including users of Assistive Technology. As new solutions are discovered to improve the user experience, remediation is tracked through the AudioEye system and fixes are implemented by FIRSTBranch by Kasasa to improve the website user experience.
[H3] AudioEye Accessibility Certification
The AudioEye Certification seal represents a commitment to accessibility and inclusion. The AudioEye certification process involves automatic and manual testing with the goal of meeting Web Content Accessibility Guidelines (WCAG) 2.1 Level AA Standards.
AudioEye certifies that the www.silvergate.com website has been designed and fully optimized to meet the WCAG 2.1 Level AA Success Criteria to the greatest extent possible.
This website is regularly tested using a variety of assistive technologies.We recommend using the following web browser / screen reader combinations for an optimized experience:
For Windows users: JAWS and Microsoft Edge or NVDA and Firefox
For Mac users: VoiceOver and Safari or VoiceOver and Chrome
For mobile users: VoiceOver for the iPhone and TalkBack for Android devices
[H3] Improving the User Experience for Users of Assistive Technologies
Web Accessibility Guidelines
Silvergate has leveraged the Web Content Accessibility Guidelines (WCAG) 2.1 as reference to ensure the web content made available from this site is more accessible for individuals with disabilities and user friendly for everyone.
These globally recognized best practices (as recommended by the World Wide Web Consortium) consist of three levels of accessibility measurement (A, AA, and AAA). To the greatest extent feasible, Silvergate has elected to conform to Level AA of these guidelines.
Related Links
Web Accessibility Initiative (WAI)Design guidelines for electronic and information technology
[H3] Feedback
Dedicated web accessibility experts are available to assist site visitors with any issues accessing content and the various services and functions made available across the Silvergate website. Site visitors may choose to engage with the Help Desk to report and troubleshoot web accessibility related issues.
[H3] Third Party Sites
Throughout this website, we may make use of different 3rd party websites such as Instagram, YouTube, Twitter, and Facebook to spread news and information about Silvergate products and services. These sites, which are not controlled by Silvergate, may present challenges for individuals with disabilities that we are not able to control or remedy. Please know that these sites are not used as the sole source of (or sole vehicle for communicating) important information.
As made publicly available, here are the Accessibility Information pages provided from these 3rd party sites:
Facebook Accessibility PolicyYouTube Accessibility PolicyTwitter Accessibility PolicyInstagram Accessibility PolicyLinkedIn Accessibility Policy