Semantic Coherence: Trust Bank Singapore – Signal Evidence & AI Readability

[H1] Banking madetransparent, easyand rewarding
Scan to downloadTrust App nowA partnership by
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? Thank you to our customers! We’re named Best Digital Bank for Consumers
[H2] Why Trust?
A unique partnershipBacked by Standard Chartered Bank and FairPrice Group.Digitally-nativeBorn in the cloud to deliver a world-class customer experience.
[H3] Safe and secure
Bank with the latest technology and security standards.
[H6] CREDIT CARD
The best cashback cardThe best cashback cardApply now to get up to 1% unlimited instant cashback on all eligible spend and up to 15% bonus cashback^ on your preferred category.Get cardLearn more^ 15% cashback on your preferred category is capped at S$250 per quarter. Actual overall cashback earned varies depending on spend criteria you meet.
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[H6] EXCLUSIVE PROMOTION
Get the card,keep the gift!Get a sure-win gift! iPhone 17 Pro Max, Apple Watch and more. Apply for your first credit card and spend to qualify. "March - June Credit Card Acquisition" Promotion T&Cs apply.Find out more
[H6] CREDIT CARD
Up to 21% savings at FairPrice GroupGet the best savings on groceries and food spend in Singapore. With Trust, you can choose your repayment date, track your rewards and manage your card easily.Get cardLearn more
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[H6] SAVINGS ACCOUNT
Earn up to 2.4% p.a. interestChoose from 3 plans and grow your savings with a high interest rate of up to 2.4% p.a. interest on the first S$1.2 million deposit. Plus, with a Trust debit card, enjoy savings of up to 11% on groceries and food at FairPrice Group.Open accountLearn more
[H6] INSTANT LOAN
Get Instant Loan in 60 secondsApply for our personal loan with low rates from undefined undefined! Instant Loan is now open to all new Trust customers.^For existing customers only. Actual rate offered to you may differ. Inclusive of 0.88% first year annual fee.Get loanLearn more
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[H6] INSURANCE
Protect what matters to youFrom securing coverage for you and your loved ones to saving for your retirement, we have a range of products for your needs. Speak to our Trust Insurance Specialists to find out more!Learn more
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PROMOZero commissionUS stocks & ETFsEnjoy zero commission till 31 December 2026. After that, 0.05% commission per trade applies (min. 2.99 USD). T&Cs apply.Learn moreMutual fundsNo platform feesNo sales chargesInvest for long-term growth, monthly income or short-term liquidity. Open a Trust savings account to start investing!Learn more
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One card is all you needWith just one tap, instantly switch between debit and credit to suit your spending needs.Learn moreInstantly rewardingGet instant rewards such as coupons and stamps with your everyday spend on your everyday needs.Learn more
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Never miss out on bonus rewards againKnow exactly where you are against your reward targets in real-time.Learn more
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[H2] Security is our priority
When it comes to a secure banking experience, Trust has got you covered.Get app notifications for authorised transactions, card lock/unlock security features and fraud alerts that help keep you protected.Learn more
[H2] Get to know
[H2] Trust
Hearing about us for the first time? Explore our heritage and mission.Learn more
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Deposit Insurance SchemeSingapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
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[H1] Your security, Our priority
Scammers never rest - but neither do we. Discover our security features to help you bank securely!
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Instant account notificationsGet instant push notifications for all account activity, so you always know where your money is going in real time.
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Activate Trust Lock for extra securitySafeguard your Savings Pots from scams! Once locked, you can still add money to it! Unlock your pots securely with Trust card and Trust Key, then wait for a 12-hour cooling period to withdraw.Learn more
[H2] Fighting scams with
Shared Responsibility Framework (SRF) In December 2024, The Monetary Authority of Singapore (MAS) and Infocomm Media Development Authority introduced the Shared Responsibility Framework (SRF) with enhanced security measures to help banks and customers fight phishing scams together.Learn more
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Protect your phonefrom malwareWhen your phone is infected with malware, scammers can steal sensitive information such as your login details and credit card number.Protect against malware
[H2] Biometric
authenticationAccess your Trust App securely with biometric authentication. What’s more, we’ve added an extra layer of security with Trust Key for all high-risk transactions.
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Online transactionsFor extra fraud protection, you will need to authenticate online card payments at 3D Secure (3DS) merchants when using Trust card. Just tap to approve the online payments via the Trust App.Numberless cardWith a numberless physical card, you never have to worry about stolen card numbers again. And with the Trust App, you can always access your card number, CVV and expiry.
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Tap to lock cardMisplaced your card or want to restrict all your card’s functions? No worries. You can lock and unlock your card with a simple tap.Customised securityWith a few taps, you can easily control your Trust card permissions for payments abroad or online merchants.
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Apply now.Use instantly.Receive a scratch card with sure-win cashback of up to S$1,000 when you refer your friend to Trust. T&Cs apply.
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[H1] A unique partnership that makes your money go further
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[H2] Our heritage
Trust is backed by a unique partnership between Standard Chartered, one of the world's most trusted banks with more than 160 years of experience in Singapore, and FairPrice Group, the nation’s leading grocery retailer for almost 50 years.
[H2] Digitally-native
We were born in the cloud and use the best and latest technology to deliver a world-class customer experience and cutting-edge security.
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Built in Singapore,for SingaporeBlending our heritage with digital innovation, we are here to delight our customers with an easy-to-use and transparent banking experience.? Treating customers fairly At Trust, we put our customers first. This is why Fair Dealing is at the heart of every decision we make. Learn more

[H1] Your savings,your choiceEarn up to 2.40% p.a. interest on deposits up to S$1.2M. Our savings account now offers 3 plans. Choose how you earn interest and switch plans every month if you like!Scan to downloadTrust App now
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?Sweeter savings start here Choose a plan to grow your savings your way!
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Flex planup to 2.40% p.a.Build your ideal savings plan! Choose any 3 bonus interest from 8 available optionsLearn moreNew plan
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Signature planup to 1.00% p.a.Enjoy bonus interest when you earn, spend or save. Lower rates apply for non-union membersLearn moreExisting plan
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Zen planwith flat 0.40% p.a.Grow your savings fuss-free with no strings attachedLearn moreNew planFlex plan with up to 2.40% p.a. Choose any 3 scoopsChoose any 3 scoopsEach scoop is a bonus interest. Choose your favourite 3 and earn bonus interest when you achieve them each month!start with 0.05% p.a. base rate+0.70% p.a.Purchase total S$20K of eligible TrustInvest fundsInvest Bonus RatePurchase new investments of min. S$20K total in eligible funds via TrustInvest*.Eligible funds exclude Cash+ funds. Your buy orders need to be executed by the second last business day of the month to unlock this bonus for the month.*The funds invested and money in your investment account are not insured by SDIC. The money in your investment account does not earn any interest.Bonus interest applies for the full month, regardless of when you unlock it.+1.20% p.a.Refer a new credit card customer who gets approved in the monthReferral Bonus RateRefer at least one new Trust credit card customer each month to unlock this bonus. This new customer must successfully sign up during the month using your referral code.Bonus interest applies for the full month, regardless of when you unlock it.+0.15% p.a.Spend a total of S$500 in foreign currencyFX Spend Bonus RateMake at least S$500 total foreign currency card spends posted within the month to unlock this bonus.Bonus interest applies for the full month, regardless of when you unlock it.+0.15% p.a.Receive a total of S$1,500 incoming PayNowIncoming PayNow Bonus RateReceive at least S$1,500 in total incoming PayNow transfers to your Trust savings account to unlock this bonus.Bonus interest applies for the full month, regardless of when you unlock it.+0.05% p.a. base ratewith these scoops you can earn up to 2.40% p.a. +0.45% p.a.Credit min. S$1.5K salary via GIROSalary Bonus RateCredit min. S$1,500 monthly salary via GIRO with purpose code SALA in a single transaction. Salary credited through FAST will not be eligible.Bonus interest applies for the full month, regardless of when you unlock it.+0.30% p.a.Keep min. S$100K Average Daily Balance (ADB)Balance Bonus RateMaintain a min. S$100K Average Daily Balance (ADB) for the month to unlock this bonus.Average Daily Balance is the sum of daily balances divided by the number of days in the month. Please note that this is not the same as the end-of-month balance.+0.20% p.a.Make 5 x S$30 card spendsNTUC Union Members get 0.20% p.a. while others get 0.10% p.a.Spend Bonus RateMake at least 5 qualifying debit/credit card spends (min. S$30 each) posted within the month to unlock this bonus.NTUC Union Members get 0.20% p.a. while others get 0.10% p.a.Bonus interest applies for the full month, regardless of when you unlock it.Get Union Membership+0.20% p.a.Increase ADB by S$3K from previous monthSavings Increase Bonus RateIncrease your savings account’s Average Daily Balance (ADB) by at least S$3K from the previous month’s ADB to unlock this bonus.Average Daily Balance is the sum of daily balances divided by the number of days in the month. Please note that this is not the same as the end-of-month balance.Bonus interest applies for the full month, regardless of when you unlock it.+1.20% p.a.Refer a new credit card customer who gets approved in the monthReferral Bonus RateRefer at least one new Trust credit card customer each month to unlock this bonus. This new customer must successfully sign up during the month using your referral code.Bonus interest applies for the full month, regardless of when you unlock it.+0.70% p.a.Purchase total S$20K of eligible TrustInvest fundsInvest Bonus RatePurchase new investments of min. S$20K total in eligible funds via TrustInvest*.Eligible funds exclude Cash+ funds. Your buy orders need to be executed by the second last business day of the month to unlock this bonus for the month.*The funds invested and money in your investment account are not insured by SDIC. The money in your investment account does not earn any interest.Bonus interest applies for the full month, regardless of when you unlock it.+0.45% p.a.Credit min. S$1.5K salary via GIROSalary Bonus RateCredit min. S$1,500 monthly salary via GIRO with purpose code SALA in a single transaction. Salary credited through FAST will not be eligible.Bonus interest applies for the full month, regardless of when you unlock it.+0.30% p.a.Keep min. S$100K Average Daily Balance (ADB)Balance Bonus RateMaintain a min. S$100K Average Daily Balance (ADB) for the month to unlock this bonus.Average Daily Balance is the sum of daily balances divided by the number of days in the month. Please note that this is not the same as the end-of-month balance.+0.20% p.a.Increase ADB by S$3K from previous monthSavings Increase Bonus RateIncrease your savings account’s Average Daily Balance (ADB) by at least S$3K from the previous month’s ADB to unlock this bonus.Average Daily Balance is the sum of daily balances divided by the number of days in the month. Please note that this is not the same as the end-of-month balance.Bonus interest applies for the full month, regardless of when you unlock it.+0.15% p.a.Receive a total of S$1,500 incoming PayNowIncoming PayNow Bonus RateReceive at least S$1,500 in total incoming PayNow transfers to your Trust savings account to unlock this bonus.Bonus interest applies for the full month, regardless of when you unlock it.+0.20% p.a.Make 5 x S$30 card spendsNTUC Union Members get 0.20% p.a. while others get 0.10% p.a.Spend Bonus RateMake at least 5 qualifying debit/credit card spends (min. S$30 each) posted within the month to unlock this bonus.NTUC Union Members get 0.20% p.a. while others get 0.10% p.a.Bonus interest applies for the full month, regardless of when you unlock it.Get Union Membership+0.15% p.a.Spend a total of S$500 in foreign currencyFX Spend Bonus RateMake at least S$500 total foreign currency card spends posted within the month to unlock this bonus.Bonus interest applies for the full month, regardless of when you unlock it.Signature plan with up to 1.00% p.a.Earn bonus interest when you save, spend or credit your salary.start with 0.05% p.a. base rate+0.20% p.a.Make 5 x S$30 card spendsNTUC Union Members get 0.20% p.a. while others get 0.10% p.a.Spend Bonus RateMake at least 5 qualifying debit/credit card spends (min. S$30 each) posted within the month to unlock this bonus.NTUC Union Members get 0.20% p.a. while others get 0.10% p.a.Bonus interest applies for the full month, regardless of when you unlock it.Get Union Membership+0.05% p.a. base rate+0.45% p.a.Credit min. S$1.5K salary via GIROSalary Bonus RateCredit min. S$1,500 monthly salary via GIRO with purpose code SALA in a single transaction. Salary credited through FAST will not be eligible.Bonus interest applies for the full month, regardless of when you unlock it.+0.30% p.a.Keep min. S$100K Average Daily Balance (ADB)Balance Bonus RateMaintain a min. S$100K Average Daily Balance (ADB) for the month to unlock this bonus.Average Daily Balance is the sum of daily balances divided by the number of days in the month. Please note that this is not the same as the end-of-month balance.Zen plan with flat 0.40% p.a. Grow your savings fuss-free. No strings attached!Savings calculatorSelect planFlexSignatureZenDeposit balance (S$)Choose and achieve any 3 bonus interest every month:0.05% p.a. Base rateDefault+1.20% p.a.Refer a new credit card customer who successfully signs up+0.70% p.a.Purchase total S$20K of eligible TrustInvest funds+0.45% p.a. Credit min. S$1,500 monthly salary via GIRO+0.30% p.a. Keep min. S$100K Average Daily Balance (ADB)+0.20% p.a. (NTUC Union Member)Make min. 5 x S$30 debit/credit card spends+0.10% p.a. (non-Union Member)Make min. 5 x S$30 debit/credit card spends+0.20% p.a. Increase ADB by S$3K from previous month+0.15% p.a. Receive a total of S$1,500 incoming PayNow+0.15% p.a. Spend a total of S$500 in foreign currencyWhat you'll earn onS$1,200,000 deposits in a monthTrust0.00% p.a. on first S$1.2M*0.00% p.a. on first S$1.2M*S$0.00Other savings account0.05% p.a.0.05% p.a.S$0.00*Interest rate of 0.05% p.a. applies for balances above S$1.2M. Calculations are simplified for illustration purposes.?️ Change your plan every monthIf you don't choose any plan, you’ll automatically get the Signature plan. Prefer Flex plan or Zen plan instead? Sure thing! Just make the change via Trust App. Plus, you can even change your plan every month if you like. For full details, see our Key Facts Sheet.Lock in periodMonthly feeMinimum balanceAccount closure feeForeign transaction feeCard replacement feeFee-less savings accountFEESEnjoy smarter savingsYou can enjoy significant savings on FairPrice Group groceries and food, Caltex fuel and more.Learn moreOpen account
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One savings accountMultiple Savings PotsFairytale wedding, renovation project or dream holiday? Move cash from your main account and hatch up to 5 Savings Pots in Trust App. It only takes a few quick taps to start hatching.Learn moreActivate Trust Lockfor extra securitySafeguard your Savings Pots from scams! Once locked, you can still add money to it! Unlock your pots securely with Trust card and Trust Key, then wait for a 12-hour cooling period to withdraw.Learn moreFund your account in two waysStart today with as much, or as little, as you want.Register for PayNowRegister your mobile number or NRIC/ FIN to receive money directly into your savings account.Bank transfer using FASTSend money from another bank account using FAST into your savings account.Apply now.Use instantly.Receive a scratch card with sure-win cashback of up to S$1,000 when you refer your friend to Trust. T&Cs apply.
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Deposit Insurance SchemeSingapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
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General Disclaimer for TrustInvestAll investments involve risks, including the possible loss of all or part of your original investment amount. Past performance are not indicative of future performance.