Semantic Coherence: Tyme Group – Signal Evidence & AI Readability

[H2] Unlocking greater financial possibilities for everyone
Tyme. The multi-country digital banking group for emerging markets.
[H2] The world deserves a better bank. At Tyme Group, we’ve made a commitment to empower everyone to prosper with high quality and innovative financial services.
[H2] Our customers come first.
We build trust through every interaction with our customers. We lower the cost of transactions and credit. Through this, we seek to allow more people to do more. All through our expertise, experience and track record in banking.Accelerating the world’s wealth
[H2] Unlocking the full financial potential across emerging markets.
[H3] 15M+
customers in South Africa and the Philippines
[H3] >100M
Total addressable market in South Africa and the Philippines
[H3] ~500K
new customers in South Africa and Philippines each month
[H3] 80%
of customers reported a decrease in banking fees because of Tyme
[H3] >70%
of our customers reported an improvement in their quality of life because of Tyme
[H2] Banking done better
Our high tech and high touch engagement is how we listen, adapt, and design financial solutions for the unique needs of every market we serve.Our CapabilitiesTyme Operating model
[H2] We launch and scale our next-generation banks faster, with less cost and risk.
Meet TymeX. The heart, mind and soul of our disruptive digital banking model. TymeX shapes how we purposefully design our banks for markets undergoing rapid transformation, with a common banking platform for multiple countries.Learn MoreOur Global Presence
[H2] Markets at a glance
Tyme Group’s global headquarters, where we drive our business development, strategy, international partnerships and data analytics.Global Business HQSingaporeTymeX is our multi-country technology and product development engine which provides design, technology, and data analytics to our in-country banks.TymeXVietnam, India, and ChinaTymeBank South Africa is our first full greenfield digital bank deployment which was launched in February 2019. Since then, we have amassed more than 10 million customers in South Africa.Visit TymeBank South AfricaTymeBankSouth AfricaGoTyme Bank is our second digital bank which was launched in October 2022 in partnership with the Gokongwei Group in the Philippines.Visit GoTyme Bank PhilippinesGoTyme BankPhilippinesNewsroom
[H2] News
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[H4] Press Release
[H4] 26 Jun 2025
[H4] Tyme Group Named to TIME’s 100 Most Influential Companies of 2025
[H4] Press Release
[H4] 17 Dec 2024
[H4] Latin America’s Nubank leads Newly Minted Unicorn Tyme’s Capital Raise
[H4] Press Release
[H4] 16 Jan 2024
[H4] Singapore's Tyme Group delivers the world’s fastest profitable standalone digital bank; over $215m annualised revenue
[H2] Shape the next generation of banking with us
We want the best, to work with the best. Our tribe of problem solvers, engineers, and designers are locked in with one goal: unlocking the world’s financial potential.Join Us

News Room
[H2] News Updates
All Categories​
[H4] Press Release
[H4] 17 Dec 2024
[H2] Latin America’s Nubank leads Newly Minted Unicorn Tyme’s Capital Raise
Read More
[H4] Press Release
[H4] 26 Jun 2025
[H4] Tyme Group Named to TIME’s 100 Most Influential Companies of 2025
[H4] Press Release
[H4] 22 May 2023
[H4] Tyme secures new international investors in latest capital raise, with more to come
[H4] Press Release
[H4] 06 Dec 2021
[H4] Tyme completes US$ 180million capital raise with investments from Tencent and CDC Group
[H4] Press Release
[H4] 25 Jan 2022
[H4] TymeBank’s transaction charges continue to be the lowest in the market
[H4] Press Release
[H4] 21 Sep 2021
[H4] TymeBank: South Africa’s first digital bank goes live
[H4] Press Release
[H4] 08 Nov 2022
[H4] TymeBank empowers Spaza Shops
[H4] Press Release
[H4] 08 Nov 2022
[H4] TymeBank supports Alex youth development project

[H2] The fastest-growing digital banking group in emerging markets
[H3] 15M+
customersVision
[H2] Unlocking the world’s financial future by reinventing banking
We’re building a borderless, customer-centric platform that stays personal to every customer. While also serving as their trusted companion to manage and grow their money.
[H2] 2024
[H2] 2023
[H2] 2022
[H2] 2021
[H2] 2020
[H2] 2019
[H2] We’ve spent the last five years building, running and scaling banks.
From South Africa to the Philippines, and now, moving to our third market and beyond. And we’ve only gotten better, faster, and more efficient at it—all while being attuned to the needs of each market and customer.
[H3] Quality service everywhere we go.
Wherever we venture into, we make sure our service remains first-rate. That’s just who we are.
[H3] 15M+
Happy customers
[H3] 11M+
Active customers
[H3] 1,500+
Employees worldwidePeopleWith a global team of 1,500+ and growing, we get the best of both worlds. The big picture perspective, with all the little details. Every employee is driven by curiosity and our shared belief that technology can be more intelligent in how it builds a more prosperous future for us all. Meet some of the people who make it possible.
[H3] We’re serial bank builders and operators.
Meet our diverse and experienced management team.Tyme GroupTymeXTymeBank South AfricaGoTyme PhilippinesCoenraad JonkerExecutive Chairman and Co-FounderDavid PfaffChief Executive Officer and DirectorNate ClarkePresident and CEO, GoTymeDieter BothaCEO, TymeXAaron FooChief Strategy & Special Projects, Chief Strategy & Proposition Officer, GoTymeAnne BastockHead of Finance and Company SecretaryDietmar BohmerChief Analytics OfficerJohn KaneChief Innovation OfficerJosam WatsonChief Risk OfficerRachel FreemanChief Growth OfficerTauriq KeraanGroup Executive: Growth ProjectsInstitutional Shareholders
[H2] Backed by the best
Tyme Group is backed by leading institutional shareholders, with decades of experience in financial services, digital ventures and artificial intelligence.
[H3] “In the case of Tyme, our job is to help our customers reach their full potential. We still have a long way to go to do that job really well, but every day we get a bit better.”
Coen JonkerExecutive Chairman and Co-Founder of Tyme
[H2] Unlock your full potential with us
We believe that brilliant people operating in a great culture nurtures better work. Unleash the world’s financial potential–and yours too.Join Us

[H2] The next-gen technology engine powering our banking around the world.
TymeX develops re-usable assets that are constantly optimised and can be easily replicated across our countries, enabling our banks to be built and scaled rapidly across the globe.
[H2] An end-to-end model that powers multi-country banking operations.
From building the bank to running the platform, Tyme Group puts in place an expert team of engineers, designers and problem solvers to grow and scale with the bank. Delivering replicable results, customised to the unique needs of each market.Future-ready digital banking
[H2] Innovation meets stability
We re-think what it means to be a next-generation bank. With a scalable banking platform that is easily deployed in our selected countries, along with specialised teams with deep product familiarity, we evolve faster and more efficiently, while maintaining stability 24/7, 365 days a year.
[H2] Rapidly launch and iterate digital capabilities
Our teams live and breathe working efficiently. Enabled by a culture of agility that lets them iterate quickly and efficiently for rapid innovation and lower costs.
[H2] Banks that scale but costs that don’t
We build assets to be reused from one bank to the next. Just tweaked and optimised for each market. Time and time again. Bringing costs down and efficiency up.
[H2] Flexibility for in-country localisation
We build reusable, proprietary assets that can be quickly adapted and deployed across multiple countries.
[H2] Ready to take on the world with scalable technologies and infrastructure.
Rapid DeliveryMicroservice Architecture ApproachScale upContainerised ServicesIterate & ImproveContinuous Code DeploymentsService ReliabilityAutomated testingflexible & secureFully cloud hostedimproved customer experienceAsynchronous Messaging
[H2] Partnering with the best in market
[H2] Discover the Tyme Group Story
We are a multi-country digital banking group focused on bridging the digital divide in emerging markets, by integrating into physical retail ecosystems. We are driven by the conviction that broadening economic participation unlocks human potential.Learn More