Semantic Coherence: Wellpoint – Signal Evidence & AI Readability

[H1] Let us help you choose a plan

Take the guesswork out of picking a health plan. Answer a few questions to get a personalized recommendation.

Get started

Medicaid members: New federal rules may affect your health coverage. Learn more and stay covered.

Need to pay your premium? Make a one-time payment with Quick Pay. All you need is your account ID, no login required.

[H2] Plans for every moment of health

[H3] Medicare

Plans with more than Original Medicare alone

Discover Medicare plans

[H3] Individual and Family

Affordable Marketplace health insurance plans

Explore Individual & Family plans

[H3] Medicaid

Low-cost coverage for adults and children

More about Medicaid benefits

[H2] Let us help you choose a health plan

Are you not sure which health plan is right for you? We can help. Just answer a few questions.

Find your plan

[H2] For our members

As a Wellpoint member, you get easy-to-use tools and comprehensive solutions to keep the whole family healthy.

[H3] New member? We’re glad you’re here.

Find what you need to know to get you started.

Visit our new members page

[H3] Already a member? Log in here.

Find doctors, access ID cards, and chat with live agents via your secure account

Log in to your account

[H3] Sydney Health app

Get mobile access to manage your health plan on-the-go

Download our app

[H2] We see the whole you

We use a human approach to support your whole health. When empathy drives technology, the right care is delivered at the right time.

Learn more about Wellpoint

[H2] Medicare plans for what matters

Whether you’re new to Medicare or want new options, we can help you find a plan with benefits that fit your needs.

Discover Medicare options

[H2] Affordable Individual and Family coverage

For decades, we’ve helped members live well. Now, that means ACA Marketplace plans for the whole family.

Go to ACA Marketplace plans

[H2] Live well with Medicaid benefits

We offer low or no-cost Medicaid coverage to millions of people, including adults, pregnant women, children, and people with disabilities.

More about Medicaid

[H2] National Government Services is now Wellpoint Federal

New name, same trusted partner delivering a brighter future in federal health.

Learn about Wellpoint Federal

[H2] Frequently asked questions

[H3]
Why is health insurance important?

Health insurance coverage makes it easier to stay healthy. Taking care of yourself regularly with preventive care can improve your overall well-being and quality of life. It’s also good for your budget and peace of mind. Benefits of enrolling in a healthcare plan include:
Discovering and treating illnesses early with preventive care
Managing ongoing health issues
Avoiding costly medical expenses

[H3]
What types of health insurance does Wellpoint offer?

We have affordable, whole-person health plans to cover you for whatever life brings. Our plans include:
Medicare insurance
Individual and Family insurance
Medicaid insurance
If you need help finding the right health insurance plan, we’re here to help. Browse plan options based on your location or call us today to get started.

[H3]
How do I buy health insurance?

Whether you qualify for Medicaid or Medicare, or need individual and family insurance, we offer insurance plans to fit your unique needs. Explore and enroll in Wellpoint insurance plans through our website:
Learn more about Medicare plans
Learn more about Individual and Family plans
Learn more about Medicaid plans
If you need more support, call us. We’ll help you understand your health coverage options

Browse all FAQ

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Y0114_26_3016979_0000_I_C 7/24/2025
Y0114_25_3015006_0000_I_C 06/20/2025
Y0114_26_3020089_0000_IC 03/23/2026

[H2] Ready to shop?

Enter your ZIP Code below to find plans available in your area.

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ZIP Code

A ZIP Code helps us find plans in your area.

County

Your plan options may vary by region or county.

Plan Year

Choose 2026 if shopping for coverage beginning January 1, 2026.

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[H2] Questions? We're ready to help.

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Wellpoint Insurance Company (Wellpoint) and Wellpoint, Inc. (Wellpoint)

[H1] Medicare plans for your whole health

Original Medicare (Parts A and B) covers a lot, but not everything. If you need more coverage, Wellpoint offers different types of Medicare Advantage plans to meet your needs.

ZIP Code

A ZIP code helps us find plans in your area.

County

Your plan options may vary by region or county.

Plan Year

Choose 2026 if shopping for coverage beginning January 1, 2026.

Shop Plans

Need help finding the right plan? Talk to a licensed agent:

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[H2] Let’s explore Medicare plan options

[H3] Medicare Advantage Plans (Part C)

All-in-one plans that may include medical, hospital, dental, vision, hearing, and prescription benefits.

Go to Medicare Advantage plans

[H3] Chronic Special Needs Plans (C-SNPs)

Medicare Advantage plans for people living with chronic heart disease, lung conditions, diabetes and end-stage renal disease (ESRD).

Go to Chronic Special Needs plans

[H3] Dual Eligible Special Needs Plans (D-SNPs)

Medicare Advantage plans with additional benefits for people with both Medicare and Medicaid.

Go to Dual Special Needs plans

[H2] Dual Special Needs Medicare coverage

Have Medicare and Medicaid? You can enroll in a Medicare Advantage Dual Eligible Special Needs Plan (D-SNP). With a D-SNP plan, you keep your Medicaid benefits and get additional benefits like dental, vision, hearing, and prescription drug (Part D) coverage all with $0 or low monthly premiums.

You also get a Benefits Prepaid Card you can use to help pay for over-the-counter health items, healthy foods1,3, utilities1,3 and transportation2. Your card is preloaded, so it's ready to use just like a prepaid credit or debit card. Plan availability, premiums, copays, deductibles, benefits, and benefit amounts may vary based on where you live, the plan you choose, and your eligibility.

Explore Dual Eligible Special Needs Plans

Check if you’re eligible for a D-SNP

[H2] Learn Medicare basics

We want you to feel confident in your decisions. Our guide explains the parts of Medicare, how and when to enroll, and your coverage options.

Download a guide to Medicare

Learn more about Medicare

[H2] Meet every deadline with our easy-to-use enrollment calendar

Plan ahead and get to know the most important Medicare enrollment dates.

[H2] Find plans in your area

ZIP Code

A ZIP code helps us find plans in your area.

County

Your plan options may vary by region or county.

Plan Year

Choose 2026 if shopping for coverage beginning January 1, 2026.

Shop plans

Need help finding the right plan? Talk to a licensed agent:

tel

[H2] Frequently asked questions

[H3]
What does Original Medicare cover?

Original Medicare includes Medicare Parts A and B. Part A (hospital insurance) covers inpatient hospital care, skilled nursing facilities, lab tests, surgery, and home healthcare. Part B (medical insurance) includes doctor visits, outpatient care, and medical equipment.

Learn more about Medicare Parts A, B, C, and D, and what they cover

[H3]
How do I enroll in Medicare?

You can sign up for Original Medicare (Parts A and B) at any Social Security office or sign up online in about 10 minutes. You may need the following when you apply:

Your Social Security card (or record of your number)
Your original birth certificate
Proof of U.S. citizenship or legal residency
A W-2 form if you’re still working

If you’re receiving Social Security or Railroad Retirement Board benefits at least four months before your 65th birthday, you’re automatically enrolled in Parts A and B. Social Security will send you Medicare information and a Medicare card prior to your 65th birthday.

Find more information about Medicare eligibility requirements and how to apply

[H3]
Can I enroll in a Medicare Advantage Plan anytime?

Once you've signed up for Original Medicare (Parts A and B), you can enroll in Medicare Advantage during your seven-month Initial Enrollment Period, which includes the three months before the month of your 65th birthday through the three months after your 65th birthday.

You may qualify for a Special Enrollment Period if you experience certain life events, such as moving out of your current plan’s service area or losing your employer-based health coverage.

You can also add, switch, or drop your plan during the Medicare Annual Enrollment Period, from October 15 through December 7 each year.

[H2] Wellpoint offers Medicare plans in these states

Arizona

Iowa

New Jersey

South Carolina

Tennessee

Texas

Washington

West Virginia

1 Members may receive a monthly or quarterly allowance in the form of a benefits prepaid card to pay for a wide range of approved healthy foods and utilities. Unused amounts will expire at the end of the month or quarter.

2 Transportation services are issued as one-way trips and provided on an annual basis. Benefits vary by plan.

3 The benefits mentioned are Special Supplemental Benefits for the Chronically Ill (SSBCI). You may qualify for SSBCI if you have a high risk for hospitalization and require intensive care coordination to manage chronic conditions such as Chronic Kidney Diseases, Chronic Lung Disorders, Cardiovascular Disorders, Chronic Heart Failure, or Diabetes. For a full list of chronic conditions or to learn more about other eligibility requirements needed to qualify for SSBCI benefits, please refer to Chapter 4 in the plan's Evidence of Coverage.

The Benefits Mastercard® Prepaid Card is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. This is a benefits card that can only be used at certain Mastercard merchants participating in this program and will be authorized for qualified purchases as set forth in your Terms and Conditions. Valid only in the U.S. No cash access. Other languages are available upon request.

Plan availability, premiums, copays, deductibles, benefits, and benefit amounts may vary based on where you live, the plan you choose, and your eligibility.

Wellpoint, a Medicare Advantage organization with a Medicare Contract, offers HMO, D-SNP, C-SNP, and I-SNP plans.  Wellpoint D-SNP plans additionally contract with state Medicaid programs. Enrollment in a Wellpoint health plan depends on contract renewal.

[H2] Ready to shop plans?

Enter your information below to find plans in your area.

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ZIP Code

A ZIP code helps us find plans in your area.

County

Your plan options may vary by region or county.

Plan Year

Choose 2024 if shopping for coverage beginning January 1, 2024. 

Shop plans

Have questions? Talk to a licensed agent:

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[H2] Questions? We're ready to help.

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Have questions? Talk to a licensed agent:
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[H1] Shop Individual & Family Health Plans

We offer Individual & Family health plans in Florida, Maryland, Texas, and now Washington. With a Wellpoint plan, you’ll have affordable coverage for whatever life brings.

ZIP Code

A ZIP code helps us find plans in your area.

County

Your plan options may vary by region or county.

Plan Year

Choose 2024 if shopping for coverage beginning January 1, 2024. 

Shop plans

Have questions? Talk to a licensed agent:

tel

[H2] Ready to shop Individual and Family health plans with Wellpoint?

Whether you’re looking for individual or family health insurance, Wellpoint has affordable plans to keep everyone covered. Plus, financial help may be available to help lower the cost of your Wellpoint plan.‡

ACA Marketplace plans

Wellpoint provides Affordable Care Act (ACA) Marketplace health insurance. With a variety of coverage options, our plans are designed to help fit your needs and budget.

Learn more about ACA Marketplace plans

Dental and vision coverage

In some states, we offer select Marketplace plans that include dental and/or vision benefits for adults and children.

Learn about dental and vision benefits

Health insurance education

Have health insurance questions? These articles cover the basics on how to lower your costs, handle special enrollment situations, and make informed insurance decisions.

Learn about health insurance basics

Shopping plans and want to pick up where you left off?

Finish enrolling

[H2] Discover our health insurance plan benefits

$0 Preventive care§
Screenings, immunizations, and other services at no cost

Dental and vision coverage
Dental exams, cleanings, and X-rays. Eye exams, and glasses or contacts allowance

Virtual care†
Easy access to online doctor visits, often at no cost to you

Prescription drug coverage
Includes pharmacy pick-up, and home delivery for select drugs

Mental healthcare
In-person or virtual support from mental health professionals

Money-saving offers
Discounts on health-related products such as contact lenses and gym memberships

[H2] Let us help you choose a health plan

Not sure which health plan is right for you? We can help. Just answer a few questions.

Find your plan

[H2] What makes our health plans different

Our trusted care providers and tools make it easy for you to access and manage your care.

Care choices
Access to quality, trusted medical health professionals and hospitals in your plan.

Pharmacy support
A wide range of pharmacies, 24/7 access to experts, and home delivery for select drugs.

24/7 NurseLine
Help with health concerns from a registered nurse, day or night.

Sydney℠ Health app
Mobile app that helps you find care, access ID cards, and chat with live agents. You can also make a payment, refill prescriptions, and schedule a virtual care visit.†

[H2] Ready to shop plans?

Enter your information below to find plans in your area.

ZIP Code

A ZIP code helps us find plans in your area.

County

Your plan options may vary by region or county.

Plan Year

Choose 2024 if shopping for coverage beginning January 1, 2024. 

Shop plans

Have questions? Talk to a licensed agent:

tel

[H2] Already a Wellpoint Individual and Family member?

Log in to renew your plan, or compare options.

[H2] Frequently asked questions

Choosing the right Individual and Family health insurance plan is important. At Wellpoint, we’re here to help. Let’s get started with answers to some of the most common questions.

How do I choose an Individual and Family health insurance plan?

You’ll want to find the best plan for your health needs and budget. Knowing what to look for can help. To start, you’ll want to consider:

How often do you or your family members need regular care from a doctor or specialist?
Are your prescription drugs covered?
Do you want a plan with dental and vision benefits?

Learn more in our article on how to choose a health insurance plan.

What is Open Enrollment for health insurance?

Open Enrollment is the window of time you can sign up for a health insurance plan each year. You can also change your current plan and insurer during Open Enrollment. For Individual and Family ACA Marketplace plans, Open Enrollment is generally November 1 through January 15.

Here’s what you’ll need to know about  Open Enrollment dates for health insurance.

How much does Individual and Family health insurance cost?

The cost depends on your age, location, income, tobacco use, and the number of eligible family members you’re covering. The plan and level of coverage you choose will also impact how much you pay each month.

Plus, financial help may be available to help lower the cost of your health insurance plan.‡

Find out more in our article on the cost of Individual and Family health insurance.

Where can I enroll in Wellpoint health insurance?

You can enroll through our website in most states. If you need additional support, call us at tel. Our health plan consultants can help you understand your coverage options.

Explore Wellpoint Individual and Family health plans.

What does health insurance cover?

Health insurance helps cover medical expenses. Wellpoint Individual and Family plans include preventive care, mental healthcare, virtual care, and prescription drug coverage.

In some states, we offer select Marketplace plans that include dental and/or vision benefits for adults and children. Coverage options vary by state.

Learn more about health plan options and coverage.

[H2] Wellpoint offers Individual and Family health plans in these states

Florida

Texas

Maryland

Washington

Policies have exclusions, limitations, and terms under which they may be continued in force or discontinued. Do not send money in response to this advertisement. For costs and complete details of the coverage, contact us online, or contact your broker.

If you are working with an agent or broker and have questions on how they are compensated, please contact them directly.

Individual and Family health plans not intended for those eligible for Medicare. You need to be lawfully present in the United States and reside in the plan service area to qualify for medical coverage and/or subsidies.

‡ Subsidies are only available for Qualified Health Plans purchased through the Health Insurance Marketplace and State-Based Exchanges. Wellpoint offers such Plans through the Health Insurance Marketplace, Maryland Health Connection, and Washington Healthplanfinder.

§ Nationally recommended preventive care services received in-network have no copay and no deductible requirement. 

† Virtual care visits, including video visits using the Sydney Health app are at no cost to members for most plans (however, it may be subject to the deductible depending upon the terms of the plan). Virtual care visits refer to video consultations, as deemed appropriate by a licensed physician. In addition to using a telehealth service, you can receive in-person or virtual care from your own doctor or another healthcare provider in your plan’s network. If you receive care from a doctor or healthcare provider not in your plan’s network, your share of the costs may be higher. You may also receive a bill for any charges not covered by your health plan. Sydney Health is offered through an arrangement with Carelon Digital Platforms, a separate company offering mobile application services on behalf of your health plan. Virtual care visits using the Sydney Health app are not available in Washington state, but may be available through your care provider depending on the virtual care services they offer.

Coverage provided by: In Florida: Simply Healthcare Plans, Inc. doing business as Wellpoint Florida, Inc.; In Maryland: Wellpoint Maryland, Inc.; In Texas: Wellpoint Insurance Company; In Washington: Wellpoint Washington, Inc.

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[H1] Medicaid plans
Wellpoint is a leading managed care company dedicated to improving lives and promoting healthier communities.

Amerigroup is now Wellpoint.
This new name won’t impact your coverage. You’ll still get the same comprehensive care and service, from the same providers as you do now.
Learn more

[H2] Medicaid with Wellpoint

Medicaid is a public health insurance program for those who qualify. Wellpoint offers low or no-cost Medicaid coverage to millions of people every year, including adults, pregnant women, children, and people with disabilities.

Because everyone deserves to live well.

[H2] Managed Long Term Care (MLTC) with Wellpoint

MLTC is a managed care program that helps older adults and people with disabilities get the care they need at home. Wellpoint's MLTC program offers services like care management, personal care services, and medical supplies to support your day-to-day needs.

New York MLTC

[H2] Wellpoint offers Medicaid plans in these states:

District of Columbia (DC)

Texas

Iowa

West Virginia

Maryland

Washington

New Jersey

Tennessee

[H2] Let us help you choose a health plan

Are you not sure which health plan is right for you? We can help. Just answer a few questions.

Find your plan

Learn more about Wellpoint