Information Density: Metlifecare – Signal Evidence & AI Readability

Skip to main contentGo to footerYour browser doesn't support HTML5 audio.
[H1] Families supporting parents to take the next step
Kerre meets two Mums and a Dad pleased their children helped them make the move into a retirement village.Find out more

Skip to main contentGo to footerYour browser doesn't support HTML5 audio.
[H1] Life at Metlifecare Retirement Villages
Real stories. Real people. A vibrant glimpse into our unique communities.
[H3] Check out our free retirement living guides
Get your selected guides
[IMG: Cover of Metlifecare’s “Living Costs Compared” MetGuide featuring a woman relaxing on a garden bench with her dog]
[H4] Living Costs Compared
Daily expenses, lifestyle tips, and the facts behind the myths. ...Select this guide
[IMG: Metlifecare MetGuide – ‘Money Matters’: must-read financial guide explaining retirement village costs, fees, and value for New Zealand residents.]
[H4] Money Matters
Plan with confidence with our Money Matters MetGuide...Select this guide
[IMG: Cover of Metlifecare’s “More Than a Home” MetGuide featuring two women painting mugs together.]
[H4] More Than a Home
Your guide to thriving in retirement. Discover the benefits of community, comfort, and connection...Select this guide
[IMG: Metlifecare MetGuide – ‘Let’s talk legals’: a simple guide explaining New Zealand retirement village legal terms including ORA, Power of Attorney, and residents’ rights.]
[H4] Let’s talk legals
Understand your legal obligations and rights when moving into a retirement village. ...Select this guide
[IMG: Metlifecare MetGuide – ‘Occupation Right Agreements’: a clear guide explaining ORAs, retirement village contracts, and resident rights in New Zealand.]
[H4] ORAs Explained
The differences between buying a home and buying within a retirement village explained. ...Select this guide
[IMG: Metlifecare MetGuide – ‘Retirement Village Living’: an introductory guide explaining what retirement villages are, their benefits, amenities, and lifestyle options in New Zealand.]
[H4] Your guide to getting started
All about village life, an overview of costs, living options, legal terms and more....Select this guide
[IMG: background image]
[H4] Your living options explained
Is independent living or residential aged care right for you? Find out here....Select this guide
[IMG: background image]
[H4] All about Metlifecare
Discover why Metlifecare is one of New Zealand’s best-known names in retirement living....Select this guide
[IMG: Metlifecare MetGuide – ‘Checking it out’: Your essential New Zealand retirement village checklist, covering lifestyle, care options, costs, facilities, and social activities.]
[H4] Retirement village checklist
A helpful checklist to help clarify your priorities and compare different villages....Select this guide
[IMG: Metlifecare MetGuide 9 – ‘Tips for stress-free decluttering’: expert advice for downsizing from your family home to a New Zealand retirement village.]
[H4] Downsizing and decluttering tips
Practical tips to help with the emotional process of packing up the family home....Select this guide
[IMG: Metlifecare MetGuide – ‘Decision Time?’: expert guide on how to choose the right New Zealand retirement village, with tips on research, priorities, and professional advice.]
[H4] How to choose the right village
Handy tips to help you choose a village with confidence. ...Select this guide
[IMG: Metlifecare MetGuide – ‘Top Ten Tips for Families’: expert guide for family and friends supporting loved ones moving into a New Zealand retirement village.]
[H4] Top 10 tips for family members
Helping loved ones make the decision about where to spend their retirement. ...Select this guideGet your selected guides

Skip to main contentGo to footer
[IMG: group of people laughing]
[H1] How retirement living works
Get a retirement guide
[H3] Find out more with our free MetGuides
[IMG: Metlifecare MetGuide – ‘Money Matters’: must-read financial guide explaining retirement village costs, fees, and value for New Zealand residents.]
[H4] Money Matters
Plan with confidence with our Money Matters MetGuide...Select this guide
[IMG: Metlifecare MetGuide – ‘Occupation Right Agreements’: a clear guide explaining ORAs, retirement village contracts, and resident rights in New Zealand.]
[H4] ORAs Explained
The differences between buying a home and buying within a retirement village explained. ...Select this guide
[IMG: Metlifecare MetGuide – ‘Let’s talk legals’: a simple guide explaining New Zealand retirement village legal terms including ORA, Power of Attorney, and residents’ rights.]
[H4] Let’s talk legals
Understand your legal obligations and rights when moving into a retirement village. ...Select this guideGet your selected guides
[H3] Find out more with our free MetGuides
Get your selected guides
[IMG: Metlifecare MetGuide – ‘Money Matters’: must-read financial guide explaining retirement village costs, fees, and value for New Zealand residents.]
[H4] Money Matters
Plan with confidence with our Money Matters MetGuide...Select this guide
[IMG: Metlifecare MetGuide – ‘Occupation Right Agreements’: a clear guide explaining ORAs, retirement village contracts, and resident rights in New Zealand.]
[H4] ORAs Explained
The differences between buying a home and buying within a retirement village explained. ...Select this guide
[IMG: Metlifecare MetGuide – ‘Let’s talk legals’: a simple guide explaining New Zealand retirement village legal terms including ORA, Power of Attorney, and residents’ rights.]
[H4] Let’s talk legals
Understand your legal obligations and rights when moving into a retirement village. ...Select this guide
[H2] FAQs
How does the fee structure work?Capital SumThe Capital Sum is the price paid for the Occupation Right Agreement (ORA)* to secure your right to occupy the unit of your choice within any Metlifecare village. The Capital Sum varies according to the size and location of the unit you choose. Once all the conditions have been met, the Capital Sum is required to be paid on settlement.* An Occupation Right Agreement is a legal document that gives you the right to occupy that unit and sets out the terms of your occupation.Management FeeThe Management Fee, also referred to as the Deferred Management Fee (DMF), provides you with a raft of essential village and dwelling services.These include:The refurbishment of your unit after you leaveThe re-licensing of your unit including all marketing activityLegal and settlement feesLong-term village maintenanceCommunity facility chattelsFor independent living units and serviced apartments, the Management Fee is capped at 30% of the original Capital Sum of your unit, with the 30% being accrued monthly at 10% per year for the first three years of occupancy. It is payable on the termination of your ORA, by way of deduction from the original price (i.e. the Capital Sum) of your unit.Village FeeWhen you live in a village you pay a Village Fee. This is a consolidated fee that captures costs such as council rates, water rates, building insurance, the upkeep of community facilities, gardening services, salaries and wages of the staff and village operations. This may vary slightly from village to village, so it's best to check which services are included within the fee and which ones you'll need to organise yourself.By paying a Village Fee, the hassle of paying existing multiple bills is eliminated – one fee takes care of it all. Our transparent fee is reviewed once per year and won't increase more than the percentage change in the Consumer Price Index (CPI), helping to give you certainty over your annual outgoings.Your own costsMetlifecare is generally responsible for repairs/ maintenance to operator’s interior fittings and fixtures, except if damage is due to carelessness or negligence. Ask our sales team to clarify these details.You will be responsible for the costs of utilities to the unit such as power, internet and telecommunications, as well as motor vehicle insurance if you have a vehicle. We also recommend you maintain contents insurance for your possessions.Who is responsible for the cost of council rates, water rates, etc?When you live at an established Metlifecare village you pay a village fee to cover costs, such as council rates, water rates, building insurance, maintenance, the upkeep of the community facilities, gardening, salaries of the staff and village operations. This simplifies your expenses into one easy to manage village fee, leaving you free to select your own phone, personal contents insurance and electricity providers according to your preference. What if I want to go on holiday?Lock up and leave with peace of mind and the freedom to come and go as you please. We will maintain the grounds, clear your letterbox and manage security while you're away.

Skip to main contentGo to footer
[IMG: happy couple]
[H1] Get started with MetGuides
A series of simple guides to help you understand how retirement villages work and find the right village for you.