Semantic Coherence: Freetrade – Signal Evidence & AI Readability

Freetrade

(https://freetrade.io) 📸 Data Snapshot: May 26, 2026
Semantic Coherence — The Lens

Pull the main entities out of the H1, then check whether they actually recur through the body. A page that announces one thing and then talks about another drifts. Headings with no real sentences underneath read as pseudo-substance.

Semantic Coherence Homepage promise vs. Sub-page reality.
18 Impact Weight: 20 / 100
90% Reputation

There is minimal semantic drift between the homepage signal and sub-page delivery. The H1 ‘Stop paying to invest’ is backed by a detailed ‘Your low-cost fund platform’ comparison table on the mutual-funds page, which explicitly contrasts Freetrade’s 0 GBP dealing commission against competitors like Hargreaves Lansdown and AJ Bell. The promise of a ‘Free SIPP’ is verified on the pricing plan section, showing it included in the 0 GBP Basic plan.

Semantic Coherence is read from the heading hierarchy first: what each page announces in its H1 and headings, then whether the body actually delivers on it. Below is the structure the engine mapped, followed by the clean text to check for drift between promise and reality.

🏗️ Semantic Structure — heading hierarchy & page identity (the promise the page makes)
HOMEPAGE Your commission-free investing & stock trading app (https://freetrade.io)
Title

Your commission-free investing & stock trading app

H1 Stop paying to invest
H2 Free ISA. Free pension. Freetrade.
H2 Fees shouldn't eat into your investments
H2 Join over 1.6 million users
H2 Investments to suit your goals
H2 How much are fees costing you?
H2 Don't let tax eat into your returns
H2 GIA
H2 Explore resources
H2 Pick the plan that suits you best
H2 You're just minutes away from commission-free investing
H3 Free ISA and SIPP
H3 Commission-free investing
H3 Award-winning platform
H3 ISA
H3 SIPP
NAV_HEADER_REPEATED_BODY Mutual Funds on Freetrade: your low-cost platform for funds (https://freetrade.io/mutual-funds/)
Title

Mutual Funds on Freetrade: your low-cost platform for funds

H1 Mutual funds on Freetrade
H2 What are mutual funds
H2 How much are fees costing you?
H2 How it works
H2 Types of funds
H2 Multi-asset funds
H2 Equity funds
H2 Bond funds
H2 Don't let tax eat into your returns
H2 GIA
H2 Join over 1.6 million users
H2 Investing for everyone
H2 Get started in minutes
H2 Your low-cost fund platform
H2 Learn more
H2 MUTUAL FUNDS 101
H2 Ready to get started?
H3 Instant diversification
H3 Expert management
H3 Convenience
H3 Invest in seconds
H3 Discover new opportunities
H3 Move money with ease
H3 Track your performance
H3 ISA
H3 SIPP
NAV_HEADER_REPEATED_BODY Commission-free gilts | Available with Freetrade (https://freetrade.io/gilts/)
Title

Commission-free gilts | Available with Freetrade

H1 COMMISSION-FREE GILTS
H2 Diversify with gilts
H2 Get stable, predictable returns
H2 Fund your financial goals
H2 Invest tax-efficiently
H2 FAQs
H2 You're just minutes away from commission-free investing
NAV_HEADER_HEADING_REPEATED_BODY_FOOTER Investing Guides: Stocks, ETFs, ISAs & Pensions | Freetrade (https://freetrade.io/learn/)
Title

Investing Guides: Stocks, ETFs, ISAs & Pensions | Freetrade

H1 Guides
H2 Featured guides
H2 Tools & more
H2 You're just minutes away from commission-free investing
📝 The Narrative — clean text per page (homepage promise vs. sub-page reality)
HOMEPAGE (https://freetrade.io) Your commission-free investing & stock trading app
Trustpilot
[H1] Stop paying to invest
[H2] Free ISA. Free pension. Freetrade.
Get started
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[H3] Free ISA and SIPP
Open the UK’s only free ISA and free SIPP that let you invest commission-free in funds, stocks, ETFs, bonds, and more.
[H3] Commission-free investing
7,600+ investment choices. Start your portfolio from just £1.No commissions. No percentage fees. More growth.
[H3] Award-winning platform
Freetrade is an award-winning app and web platform, chosen by 1.6m users.
[IMG: Awards badges for Freetrade showing Which? Recommended Provider 2026, Finder Awards 2025 Provider of the Year, boring money]
When you invest, your capital is at risk. ISA & SIPP rules apply. Other charges may apply
[H2] Fees shouldn't eat into your investments
How Freetrade keeps investing freeInvesting should be accessible and transparent. That’s why we don't charge account fees or trading commissions.Instead, we make money through:FX fees when trading non-GBP investmentsA portion of interest earned on uninvested cashOptional paid plans offering lower FX fees, higher interest on cash, and more benefits.Now you can access essential investing products, including self-invested personal pensions, at no extra cost.Quit paying for nothing76% of investors don’t know exactly how much they’re losing to fees*.We keep pricing simple, transparent, and low, so that more of your money stays invested.*Source: YouGov, 2083 investors, August 2025Reach your goals fasterFees don’t just cost you once; they compound over time. Even a 0.5% annual fee can quietly erode your returns year after year.‍Calculate the real cost of fees over time hereOur missionWe set out to democratise investing, making it accessible to everyone. This is another step towards giving more people the tools to grow their wealth.5 star reviews
[H2] Join over 1.6 million users
Trustpilot
As seen in
[H2] Investments to suit your goals
Join today and start investing in 7,600+ stocks and shares, ETFs, investment trusts, gilts, and funds with our low-cost intuitive platform.Explore stocksChoose from 7,600+ investment options; from big tech companies to emerging innovators.
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DISCOVER FUNDSBenefit from instant diversification, expert management, and convenience with 1,000+ mutual funds from known providers like Vanguard, Legal & General, Blackrock, and more.
[IMG: Mobile screen showing a financial app interface for buying 1/4% gilt maturing 31/01/25 with £500 entered and 92 units estimated, and a purple button to review order.]
calculate gilt returnsGilts pay out regular, fixed dividends every six months. Backed by the UK government, gilts are considered secure investments.Ready-made portfoliosStart investing or scale your portfolio with diversified options built by professionals with three carefully curated ready-made portfolios.Freetrade is authorised and regulated by the Financial Conduct Authority (FCA) and investments are covered by the Financial Services Compensation Scheme (FSCS).Get started
[H2] How much are fees costing you?
76% of investors don’t know exactly how much they’re losing to fees*.
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Success!
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Something went wrong — please check the form and try again.
Get started*YouGov, 2093 investors, August 2025.Projection shown is illustrative and should not be relied upon as a prediction of actual returns. Figures shown assume recurring contributions of £500 per month and trades in GBP only (excluding FX fees). When you invest, your capital is at risk. The value of your investments can go down well as up, and you may get back less than you invest. Other charges may apply.Freetrade does not give investment advice and you are responsible for making your own investment decisions. If you are unsure about what is right for you, you should seek independent advice.
[H2] Don't let tax eat into your returns
Choose from tax-efficient account options to keep more of your returns.
[H3] ISA
Free to openIndividual savings accountNo UK tax on growth or dividends. A great way to build wealth tax-free.Open an ISA
[H3] SIPP
Free to openSelf-invested personal pensionSave for retirement with tax relief on contributions. Your money grows tax-free until you withdraw.Open a SIPP
[H2] GIA
Free to openGeneral investment accountA flexible account if you’ve used your ISA allowance or don’t want a pension.Open a GIATax treatment depends on personal circumstances and current rules may change.
[H2] Explore resources
All resources
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Market newsDive into the latest market news, views, IPOs, and more from the Freetrade team.
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GuidesEasy-to-understand guides that break down key investing concepts, from beginner to advanced, so that you can invest more confidently.
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Tools & calculatorsDo you know the impact fees have on your investments? Do you want to know what a gilt will be worth? Find out here.
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Product updatesThe latest product updates, improvements, and features, in one place so that you always know what’s new in your app.
[H2] Pick the plan that suits you best
Something for every investorSave 17% when you choose an annual subscription.
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Basic£0.00/Mo. Get basicAccounts include
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Stocks and shares ISANew
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Junior stocks and shares ISANew
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Pension (SIPP)New
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General investment accountBenefits include
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Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts
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FX fee of 0.99% on non-GBP trades
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1% AER on up to £1k uninvested cash
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Mutual funds and giltsNewand more...
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Standard£4.99/Mo.£59.88 billed annuallyGet StandardAccounts include
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Stocks and shares ISA
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Junior stocks and shares ISANew
[IMG: Outline of a piggybank]
Pension (SIPP)New
[IMG: Outline icon of a bank]
General investment accountBenefits include
[IMG: Freetrade logo icon]
Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts
[IMG: icon of a coin that has a dollar symbol inside a circle]
FX fee of 0.59% on non-GBP trades
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2.5% AER on up to £2k uninvested cash
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Mutual funds and giltsNewand more...
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Plus£9.99/Mo.£119.88 billed annuallyGet PlusAccounts include
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Stocks and shares ISA
[IMG: A square, triangle and circle shapes grouped together.]
Junior stocks and shares ISANew
[IMG: Outline of a piggybank]
Pension (SIPP)
[IMG: Outline icon of a bank]
General investment accountBenefits include
[IMG: Freetrade logo icon]
Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts
[IMG: icon of a coin that has a dollar symbol inside a circle]
FX fee of 0.39% on non-GBP trades
[IMG: icon of a stack of coins]
3.5% AER on up to £3k uninvested cash
[IMG: Icon of a pie-chart]
Mutual funds and giltsNewand more...
[IMG: Freetrade basic plan icon with one star on a black circle]
Basic£0.00/Mo. Get basicAccounts include
[IMG: icon of a banknote]
Stocks and shares ISANew
[IMG: A square, triangle and circle shapes grouped together.]
Junior stocks and shares ISANew
[IMG: Outline of a piggybank]
Pension (SIPP)New
[IMG: Outline icon of a bank]
General investment accountBenefits include
[IMG: Freetrade logo icon]
Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts
[IMG: icon of a coin that has a dollar symbol inside a circle]
FX fee of 0.99% on non-GBP trades
[IMG: icon of a stack of coins]
1% AER on up to £1k uninvested cash
[IMG: Icon of a pie-chart]
Mutual funds and giltsNewand more...
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Standard£5.99/Mo.billed monthlyGet StandardAccounts include
[IMG: icon of a banknote]
Stocks and shares ISA
[IMG: A square, triangle and circle shapes grouped together.]
Junior stocks and shares ISANew
[IMG: Outline of a piggybank]
Pension (SIPP)New
[IMG: Outline icon of a bank]
General investment accountBenefits include
[IMG: Freetrade logo icon]
Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts
[IMG: icon of a coin that has a dollar symbol inside a circle]
FX fee of 0.59% on non-GBP trades
[IMG: icon of a stack of coins]
2.5% AER on up to £2k uninvested cash
[IMG: Icon of a pie-chart]
Mutual funds and giltsNewand more...
[IMG: Three white sparkling stars icons on a purple to pink gradient circular background.]
Plus£11.99/Mo.billed monthlyGet PlusAccounts include
[IMG: icon of a banknote]
Stocks and shares ISA
[IMG: A square, triangle and circle shapes grouped together.]
Junior stocks and shares ISANew
[IMG: Outline of a piggybank]
Pension (SIPP)
[IMG: Outline icon of a bank]
General investment accountBenefits include
[IMG: Freetrade logo icon]
Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts
[IMG: icon of a coin that has a dollar symbol inside a circle]
FX fee of 0.39% on non-GBP trades
[IMG: icon of a stack of coins]
3.5% AER on up to £3k uninvested cash
[IMG: Icon of a pie-chart]
Mutual funds and giltsNewand more...Compare all features
[H2] You're just minutes away from commission-free investing
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Success!
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Something went wrong — please check the form and try again.By signing up to Freetrade you are agreeing to our Privacy policy.The value of your investments can go down as well as up and you may get back less than you invest. ISA & SIPP rules and T&Cs apply.A SIPP is a pension designed for you to save until your retirement and is for people who want to make their own investment decisions. You can normally only draw your pension from age 55 (57 from 2028), except in special circumstances.‍At present, Freetrade only supports Uncrystallised Fund Pension Lump Sums (UFPLS) for customers who wish to withdraw funds from their SIPP after their 55th birthday. We strongly encourage you to seek financial advice before making any withdrawals from your SIPP.
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SUB-PAGE (https://freetrade.io/mutual-funds/) Mutual Funds on Freetrade: your low-cost platform for funds
New
[H1] Mutual funds on Freetrade
No commissions. No percentage fees. More growth.Grow your funds, not your fees. Choose from 1,000+ funds from providers like Vanguard, Blackrock, Royal London, and more to diversify your portfolio.Get StartedLog in to view funds
[IMG: A web screen and a mobile device showing the mutual funds on freetrade.]
Not ready to get started? Learn moreCapital at risk.Join 1,600,000+ users
Trustpilot
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[IMG: Boring Money badge labeled Best For Low Cost SIPP over £50K 2026.]
[IMG: Award badge for Winner of Provider of the Year Award 2025, by Finder.]
[IMG: Investors]
[H2] What are mutual funds
Mutual funds give you instant access to a ready-made, diversified portfolio.
[H3] Instant diversification
Buying into a fund is like buying a basket of investments. In one unit, you’ll be holding a range of stocks, bonds, and other assets,  giving your portfolio a boost of diversification.
[H3] Expert management
Invest in actively managed funds and benefit from a professional fund manager. They oversee the fund and choose the investments within it, with the aim of beating the chosen benchmark.
[H3] Convenience
Save yourself time and effort. Funds rebalance and adjust their positions constantly, meaning you don’t have to constantly follow the markets or buy and sell individual stocks to meet your goals.Get started
[H2] How much are fees costing you?
Explore how choosing a provider with lower fees can boost your long-term returns. Enter a few details to see your potential savings with Freetrade. Illustrative only, excludes FX.
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Success!
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Something went wrong — please check the form and try again.
Get startedProjection shown is illustrative and should not be relied upon as a prediction of actual returns. Figures shown assume recurring contributions of £500 per month and trades in GBP only (excluding FX fees). When you invest, your capital is at risk. The value of your investments can go down well as up, and you may get back less than you invest. Other charges may apply.Freetrade does not give investment advice and you are responsible for making your own investment decisions. If you are unsure about what is right for you, you should seek independent advice.
[H2] How it works
Choose from tax-efficient account options to keep more of your returns.
[H3] Invest in seconds
Choose a mutual fund, enter an amount, and place your order commission-free.WebApp
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[H3] Discover new opportunities
Search by ticker name, explore categories, or browse popular investments - all in one place.WebApp
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[H3] Move money with ease
Add funds instantly and withdraw when you need to; securely and hassle-free.WebApp
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[H3] Track your performance
See how your investments are doing at a glance, with real-time updates and simple visuals.WebApp
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Capital at risk. Always do your own research. Other charges may apply.
[H2] Types of funds
With 1,000+ funds to choose from, there's something for every investor.Here are some of the most popular categories we offer:
[H2] Multi-asset funds
All-in-one portfolios that mix shares and bonds.Great if you want instant diversification without picking lots of assets yourself.Risk level:Low-Medium1234567Popular multi-asset funds:Vanguard LifeStrategy 80% Equity - growth-focused, approximately 80% shares / 20% bonds.Vanguard LifeStrategy 60% Equity - balanced mix, 60% shares / 40% bonds.HSBC Balanced Fund - a straightforward blend of global shares and bonds.Get started
[H2] Equity funds
Invest mainly in company shares.Higher risk than bonds, but with greater potential for long-term growth.Risk level:Medium-high1234567Popular multi-asset funds:HSBC FTSE All World Index - tracks thousands of companies worldwide.Fidelity Index World Fund - low-cost way to access developed markets.L&G Global Equity Index - simple, broad exposure to global shares.Get started
[H2] Bond funds
Funds that lend to governments and companies.Generally steadier than equities, they aim to provide income and stability.Risk level:Low1234567Popular multi-asset funds:Vanguard Global Bond Index - global government and corporate bonds, GBP-hedged.Royal London Corporate Bond - invests in high-quality company bonds.Fidelity Strategic Bond - a flexible approach to managing bond markets.Get startedOther funds types you can choose from include: property, infrastructure, income-focused, and sustainability. You'll find hundreds of funds on Freetrade.Remember, always do your own research.
[H2] Don't let tax eat into your returns
Choose from tax-efficient account options to keep more of your returns.
[H3] ISA
Free to openIndividual savings accountNo UK tax on growth or dividends. A great way to build wealth tax-free.Open an ISA
[H3] SIPP
Free to openSelf-invested personal pensionSave for retirement with tax relief on contributions. Your money grows tax-free until you withdraw.Open a SIPP
[H2] GIA
Free to openGeneral investment accountA flexible account if you’ve used your ISA allowance or don’t want a pension.Open a GIAMost investors start with an ISA, use a SIPP for long-term retirement saving, and keep a GIA for extra flexibility.ISA and SIPP rules apply. Tax treatment depends on personal circumstances and current rules may change.5 star reviews
[H2] Join over 1.6 million users
Trustpilot
[H2] Investing for everyone
We believe investing should be open to everyone, not just the wealthy or the experts.That’s why we’ve built a simple, transparent platform that empowers people to invest for the long term. Whether you're just starting or growing your portfolio, Freetrade is designed to help you take control of your financial future with confidence.As seen in
[H2] Get started in minutes
Investing made simple. No jargon, no hidden fees.Step 1Download the app or use webAvailable on iOS, Android, and WebStep 2Open an accountChoose an ISA, GIA, or SIPPStep 3Add moneyTop-up securely from your bankStep 4Pick your investmentsExplore hundreds of fundsStep 5Invest commission-freeStart building your portfolio with confidenceStep 6Track and growMonitor your portfolio and learn as you goget startedISA and SIPP rules and other charges may apply.
[H2] Your low-cost fund platform
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[IMG: Hargreaves Lansdown logo]
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Cost to hold funds in your portfolioFrom £0/moBASIC PLAN£5.99/moCORE plan0.35%On holdings0.25%On holdingsDealing commission£0FUNDS£0SHARES AND ETFS£3.99FUNDS£3.99 - £9.99SHARES AND ETFS£1.95FUNDS£6.95SHARES AND ETFS£1.50FUNDS£5SHARES AND ETFSFX feesExchange rate + 0.99%BASIC PLANExchange rate + 0.75%Plus PLANExchange rate + 0.99%Exchange rate + 0.75%General investment account
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Stocks and shares ISA
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Self-invested personal pension (SIPP)
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Comparison DisclosureCosts are based on those published costs on the other providers' websites as of 1 May 2026. They are shown for illustrative purposes only. For confirmation of their up-to-date charges and product information, you should visit their websites.‍Freetrade: Subscription fee is based on the equivalent monthly cost of the Basic plan.‍Interactive Investor: Subscription fee is based on the Core plan, which gives customers access to a GIA, ISA and SIPP. Dealing commission on funds is £3.99 per trade, UK and US shares are £3.99 per trade, and EU shares are £9.99 per trade. The FX rate is 0.75% on the Core plan.‍Hargreaves Lansdown: There is a 0.35% charge on the value of funds held in your account, capped. Dealing commission reduces to £3.95 per share trade when 20 or more trades were executed in the previous month. The FX rate reduces on a tiered scale, based on transaction value: 0.99% up to £10,000, 0.50% for £10,001–£24,999.99, and 0.20% for anything above £25,000.‍AJ Bell: There is a 0.25% charge on the value of funds held in your account, capped. Dealing commission reduces to £3.50 per share trade when 10 or more trades were executed in the previous month. The FX rate reduces on a tiered scale, based on transaction value: 0.75% for the first £10,000, 0.50% for £10,001–£20,000, and 0.25% for anything over £20,000.Open your free account
[H2] Learn more
[H2] MUTUAL FUNDS 101
View guide
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September 30, 2025UK Investor’s Guide to Mutual FundsExplore mutual fund investing in the UK with our guide. Learn the basics, mutual fund types, how they compare to ETFs, and how to invest with Freetrade.
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October 1, 2025What is an investment fund?Find out more about investment funds, including why they are popular and the different types you can invest in.
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October 1, 2025ETF vs mutual fund: which is best?Discover key differences between mutual funds and ETFs, and which might be right for you.
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October 1, 2025Types of mutual funds: A simple guideLearn about the different types of mutual funds and how they could fit into your portfolioWhen you invest, your capital is at risk. The value of your investments can go down as well as up and you may get back less than you invest.Freetrade does not give investment advice and you are responsible for making your own investment decisions. If you are unsure about what is right for you, you should seek independent advice.ISA and SIPP rules apply. Tax treatment depends on personal circumstances and current rules may change.A SIPP is a pension designed for people who want to make their own investment decisions. You can normally only access your money from age 55 (57 from 2028).Freetrade currently only supports Uncrystallised Fund Pension Lump Sums (UFPLS) for SIPP withdrawals. Seek professional advice if you need help with your pension.
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SUB-PAGE (https://freetrade.io/gilts/) Commission-free gilts | Available with Freetrade
GILTs
[H1] COMMISSION-FREE GILTS
Now on Freetrade. Add steady, fixed income to your portfolio with these low-risk government bonds.Get Freetrade nowGilts calculator
[IMG: Mobile screen showing a financial app interface for buying 1/4% gilt maturing 31/01/25 with £500 entered and 92 units estimated, and a purple button to review order.]
When you invest, your capital is at risk. The value of your investments can go down as well as up and you may get back less than you invest. Freetrade does not give investment advice and you are responsible for making your own investment decisions. If you are unsure about what is right for you, you should seek independent advice.
[IMG: Oval badge with text: Which? Great Value, Stocks & Shares ISA, March 2026]
[IMG: Boring Money Value for Money Winner 2026 badge with five gold stars on dark blue background.]
[IMG: Finder Awards 2025 winner badge stating Provider of the Year on blue and gold emblem.]
[IMG: Boring Money award badge labeled Best For Share Traders 2026 with five pink stars on top.]
[H2] Diversify with gilts
A low-risk option for your portfolio, gilts are UK government bonds that offer:A fixed dividend or coupon every six monthsA repayment of the face value of the gilt at maturityFor added flexibility, you can hold gilts until their maturity or sell at any time.While dividends and repayment at maturity are known, market prices fluctuate. Your return will vary depending on the timing of your trades and market interest rates.  Gilts are available to all Freetrade customers.
[H2] Get stable, predictable returns
Gilts pay out regular, fixed dividends every six months. Backed by the UK government, gilts are considered secure investments. To date, the British government has never failed to make interest or principal payments on gilts.
[H2] Fund your financial goals
Choose from a range of maturities to match your savings timelines. Get predictable income in the meantime.SymbolTR32TG61TG33TG46TR28TN28T53Maturity7 Jun 203222 Oct 206131 Jul 203331 Jan 20467 Dec 202831 Jan 202822 Oct 2053Annual coupon rate(paid semi-annually)4 1/4%1/2%7/8%7/8%6%1/8%3 3/4%Coupon dates7 Jun/Dec22 Apr/Oct31 Jan/Jul31 Jan/Jul7 Jun/Dec31 Jan/Jul22 Apr/OctExplore giltsalways do your own research
[H2] Invest tax-efficiently
You can hold gilts in your ISA or SIPP to save on UK tax.Used up your allowance? Even in a GIA, there’s no capital gains tax applied when you sell or redeem a gilt. However, in a GIA, dividends may be liable to income tax. Always do your own research.  ISA and SIPP eligibility rules apply. Tax treatment depends on personal circumstances and current rules may change.A SIPP is a pension designed for you to save until your retirement and is for people who want to make their own investment decisions. You can normally only draw your pension from age 55 (57 from 2028), except in special circumstances. At present, Freetrade only supports Uncrystallised Fund Pension Lump Sums (UFPLS) for customers who wish to withdraw funds from their SIPP after their 55th birthday. We strongly encourage you to seek financial advice before making any withdrawals from your SIPP.
[H2] FAQs
What is a gilt?What types of gilts are there?What’s the difference between the nominal amount of a gilt and the price of a gilt?What impacts the market price of gilts? How are gilt prices quoted?How are gilts different from other bonds?What is the difference between the dividend, the running yield, and the yield-to-maturity?What are the tax implications of investing in gilts? Who can trade gilts on Freetrade? Why invest in gilts?Are gilts risk-free?Are gilts the same as UK Treasury bills? Can I redeem my gilt earlier than the maturity date?On my contract note, there is a negative value for ‘Accrued interest’ or ‘Days interest’. Why is it negative?
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SUB-PAGE (https://freetrade.io/learn/) Investing Guides: Stocks, ETFs, ISAs & Pensions | Freetrade
Home/Resources/Learn
[H1] Guides
Easy-to-understand guides that break down key investing concepts, from beginner to advanced, so that you can invest more confidently.
[H2] Featured guides
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Mutual funds 101Easy-to-understand guides that break down mutual funds, from beginner to advanced, so that you can invest more confidently.
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Investing 101Everything you need to know before your start your investing journey.
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Pensions 101Easy-to-understand guides that break down self-invested pensions (SIPPs), from beginner to advanced, so that you can invest more confidently.Thank you! Your submission has been received!Oops! Something went wrong while submitting the form.
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May 22, 2026Investing in an IPO: risks, opportunities, and what to checkInvesting in an IPO can be exciting, but share price volatility and limited information mean it is also high risk. Find out more about IPO risks and opportunities.
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May 22, 2026Are Premium Bonds worth it compared to ISA investing?Premium Bonds or a Stocks and Shares ISA? Compare risks, returns, tax treatment, access and limits to see which could suit your savings or investing goals.
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May 8, 2026Is investing the same as gambling?Investing and gambling both involve risk, but they are not the same. Find out how ownership, diversification, and time horizon set investing apart.
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April 23, 2026How to invest £100 a month, for beginnersA simple beginner’s guide to investing £100 a month in the UK, including how to choose an account, what to invest in, and why consistency matters.
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April 10, 2026SIPP vs LISA: Which is your best option?Compare a SIPP and a Lifetime ISA (LISA). Learn the key differences in tax relief, limits, access rules, and when each option may suit retirement saving.
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March 31, 2026How to transfer a Junior ISATransferring a Junior ISA can be accomplished in just a few steps, whether switching providers, moving a Child Trust Fund, or moving to a stocks and shares JISA.
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March 31, 2026How to open a Junior ISA: A complete guideYou can open a Junior ISA online in just a few steps. Find out about eligibility, age limits, and the documents you will need to open an account with Freetrade.
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March 30, 2026A complete guide to the Junior ISA allowanceFind out the Junior ISA allowance, how to make the most of it, and what happens if you put too much into a JISA.
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March 27, 2026What is a Junior ISA (JISA) and how does it work?Find out about Junior ISAs, their £9,000 allowance, who can open one, and when it can be accessed.
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March 18, 2026Why does a weak US dollar matter to UK investors?What does it mean when the US dollar weakens? Is it good or bad? How does it affect markets? Find out as we explore the impact of a weak dollar.
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March 12, 2026Average pension growth per year in the UKFind out about average pension growth rates in the UK, including pension growth over the last 5 years, what affects returns, and how to maximise your pension value.
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March 10, 2026What is market volatility?Learn about what causes market volatility, how it’s measured using the volatility index (VIX), and how investors manage risk in volatile markets
[H2] Tools & more
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Tools & CalculatorsHelpful tools and resources for every kind of investor.
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DictionarySimple explanations for complicated jargon.
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