Information Density: Novo – Signal Evidence & AI Readability

[H1] Smarter banking for
With Novo’s flexible and forward-thinking platform, you get the banking tools to help your business thrive, no matter what you're building.Get started
[H2] Grow your business, without all the growing pains
Free Checking AccountSave and sendmoney safelyLearn more->Easy InvoicingInvoice smarter,get paid fasterLearn more->Intuitive BudgetingAllocate your moneylike a proLearn more->Real-Time InsightsEyes on the prize, and your profit — in real timeLearn more->Hassle-Free FundingFast, flexible cash when you need itLearn more->Tool IntegrationEverything you need, all in one placeLearn more->
[H2] Your business is in good hands
[IMG: FDIC insured]
[H3] FDIC insured
Deposits are insured for up to $250,000 through our partner bank, Middlesex Federal Savings, Member FDIC.
[IMG: Bank-level encryption]
[H3] Bank-level encryption
Your data stays safe with industry-leading encryption.
[IMG: Real-time fraud alerts]
[H3] Real-time fraud alerts
Track purchases and freeze your card with just a few taps.
[H2] Banking for you, you, and yes, you
ConsultantsLearn more  ->FreelancersLearn more  ->Self-EmployedLearn more  ->Small BusinessesLearn more  ->
[H2] Building a business doesn't mean going at it alone
[H3] Join our trusted partners
Leverage exclusive deals and perks from industry-leading partners to help your business succeed.Learn more ->
[H3] Learn, connect, and grow
Join webinars and events that give you the insights and tools to grow your business confidently.Learn more ->
[H2] “Novo has truly changed how we work as a completely virtual team and made things a lot easier for us.”
Ilana Griffo, Goodtype
[H2] “Choosing Novo and hiring an accountant were honestly the best decisions I made for my business.”
Emma McGoldrick, ESM Creative Studio
[H2] “The ease of setting up an account without having to visit a branch to verify your identity has been seamless."
Vincent Battaglia, CFO of Host and Keep
[H2] "No fees are a big deal to me—I don’t want to feel like the bank is taking my money."
Issac Carter, Coaching Imperative
[H2] “I’m a designer, so it’s important that I can customize my invoices with my logo. I can do that in Novo."
Daniela Pinaud, Idea Studio Co.
[H2] “Novo has been a great tool that I wish I took advantage of in the beginning.”
Gabby Ianniello, Corporate Quitter
[H2] Join over 250,000 small businesses today
Open an account

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[H1] Free your business account from fees
Manage your business finances without upfront costs or sneaky charges. 
Access your funds globally, anytime—on desktop or mobile.Get startedNo hidden feesNo minimum balance100% online
[H3] Move money flexibly
Your money should move with you. Novo makes sure it’s easy, affordable, and fast to transfer your money where you need to, and accept payments however you need to.Free ACH with low-cost express availabilityAccept incoming wires for freeEffortlessly add payees and securely pay themSend domestic wires* immediately and securely*Domestic wire transfers are now available in beta and will be rolled out to all users soon
[H2] Put it on the company card
Novo’s business checking account comes with secure virtual and physical debit cards so you can track your finances and spend safely, online, at home and abroad.Spend your money securelyGet reimbursed up to $7/month for ATM feesAccess your funds globally
[H3] Spend smarter, earn faster
Novo gives you discounts on the tools you love. From Slack, to Dropbox, and more, save on the tools that keep your business on the right track.Discounts where you spend for your businessRedeem cashback directly into your Novo accountView all Debit Card perks ->
[H3] Money is personal. So, we take customer service personally. Novo is built for businesses to start, succeed, and scale.
[H2] See how Novo compares
Traditional banksMonthly fees$0Up to $20/monthMinimum balance requirement$0Up to $5,000Overdraft fees$0Up to $35Free invoicing and budgeting toolsIntegrationsDomestic wires*Fraud monitoringAI-powered bookkeepingExclusive partner discountsFDIC insurance up to $250,000via Middlesex FederalSavings, F.A.
[H2] All the tools, none of the hassle
InvoicesGet paid faster with Novo. Use automated invoice reminders to get paid on-time.IntegrationsBring the tools you already use to run your business. Integrate easily with Novo.Credit cardCredit, designed for your business. Use Novo Business Credit Card™ to earn rewards as you grow.BookkeepingSay goodbye to spreadsheets. Use Novo’s Bookkeeping to track your finances efficiently.ReservesPut budgeting on autopilot. Use Reserves to automatically contribute to your savings goals.Novo FundingTake your next big leap. Use Novo Funding to get the capital you need to scale your business.
[H2] Join over 250,000 small businesses today
Open an account

[H1] Bookkeeping on cruise control
Manage your books without breaking a sweat. Novo's AI-powered expense categorization makes bookkeeping faster, easier, and more clear.Open an accountAI-powered categorizationAccurate P&L and expense reportsExternal account connections
[H3] Let AI lend a hand
Novo’s AI-powered expense categorization intelligently categorizes expenses for you so you can stay ready for tax-season and keep an eye on your expenses without all the manual effort.
[H2] Bye-bye spreadsheets
You have better things to do than sort spreadsheets. Novo’s Bookkeeping tool saves you hours of time, while making sure you can get a clear picture of your finances faster.
[H3] Breeze through tax season
Novo’s automated tax-friendly categories and ready-to-download P&L reports make tax prep a walk in the park. Send them to your accountant or use them for your Schedule C, and let tax season be stress-free.
[H3] Your finances, crystal clear
You've got questions. We've got answers. Track your financial progress over time and plan your future with more confidence. Get detailed reports, P&L statements, and more at your fingertips with Novo.
[H3] Everything in one place
Connect all your accounts and Novo automatically categorizes all your transactions so you can see your entire financial picture clearly in one place.
[H2] Join over 250,000 small businesses today
Open an account